Delaware County and Hancock Town property record for 74 Risley St, Hancock, NY 13783
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,738 sqft · built 1930 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,000 (Sep 2020) |
| Tax Bill | $3,699 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123601 429.13-4-20 |
| Primary APN | 123601 429.13-4-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,738 sqft Living Area |
| 1st Floor Area | 1,093 sqft |
| 2nd Floor Area | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 56,628 sqft (1.3 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06802102011 |
|---|---|
| Street Address | 74 RISLEY ST |
| City | HANCOCK |
| State | NY |
| Zip | 13783-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GL#35 |
| Legal Block | 4 |
| Legal Lot Number | 20.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | HANCOCK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 971400 |
Source: Delaware County and Hancock Town records · APN 123601 429.13-4-20
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 RISLEY ST, HANCOCK, NY 13783-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP |
| Sep 15, 2020 | Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Oct 03, 2018 | Deed of Trust, Mortgage WAYNE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Prior Sale | Jun 23, 2015 · Amount on Record |
| Deed Document Number | 20205792 |
| Deed Book / Page | 1638 / 196 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 74 RISLEY ST, HANCOCK, NY 13783-1012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2291/178 |
|---|---|
| Date | Mar 08, 2021 |
| Book Page | 2291/178 |
| Instrument | 1894 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Sep 15, 2020 |
| Property Address | 74 RISLEY ST, HANCOCK, NY 13783-1012 |
| Document Number | 001638/196 |
| Book / Page | 1638 / 196 |
| Instrument Date | Sep 02, 2020 |
| Instrument | 5792 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1867 STARR ST, RIDGEWOOD, NY 11385-1116 |
| Document Number | 0000005793 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 5793 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 74 RISLEY ST, HANCOCK, NY 13783-1012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002151/0000000262 |
|---|---|
| Date | Oct 03, 2018 |
| Book Page | 0000002151/0000000262 |
| Instrument | 000000007980 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Delaware County and Hancock Town records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Hancock Town |
| Municipality | Hancock Village |
| Unified School District | Hancock Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,699.00 (+6.42%) | $18,900 (-) Land $2,000 Building $16,900 | $236,250 (+25%) Land $25,000 Building $211,250 |
| 2023 | $18,900 (-) Land $2,000 Building $16,900 | $189,000 (+8.3%) Land $20,000 Building $169,000 | |
| 2022 | $18,900 Land $2,000 Building $16,900 | $174,515 Land $18,467 Building $156,048 | |
| 2021 | $3,476.00 (-30.55%) | ||
| 2020 | $5,005.00 |
Source: FEMA National Flood Hazard Layer, Delaware County (36025C), as of October 13, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360259714003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 14 (1978–2006) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| The Hancock Telephone Company Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Frontier, Spectrum.
Based on FCC filings for 169 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY1200266, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HANCOCK VILLAGE serves 1,182 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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