Jackson County property record for 74 Ripple Run, Sylva, NC 28779 · Last verified September 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,050 sqft Heated Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2023) |
| Tax Bill | $601.00 (2023) |
| Primary APN | 7631-75-5624 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,050 sqft Heated Area |
| 1st Floor Area | 700 sqft 1st Floor |
| Upper Floors Area | 350 sqft Upper Floors |
| Stories | 2 Stories |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Concrete |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Deck Area | 160 sqft Deck |
|---|---|
| Patio Area | 160 sqft Patio |
| Porch | Open Porch |
| Porch Area | 310 sqft Porch |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 176882 |
|---|---|
| Street Address | 74 RIPPLE RUN |
| City | SYLVA |
| State | NC |
| Zip | 28779-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9 THE CROSSING |
| Legal Township | 28 |
| Legal Subdivision | CROSSING PH I |
| Legal Phase | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950400 |
Source: Jackson County records · APN 7631-75-5624
Assessment roll updated January 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 RIPPLE RUN, SYLVA, NC 28779-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on Record |
| Deed Sale | Aug 21, 2023 · Amount on Record |
| Prior Sale | Oct 28, 2021 · Amount on Record |
| Deed Document Number | 0000236240 |
| Deed Book / Page | 2362 / 40 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Aug 21, 2023 |
| Property Address | 74 RIPPLE RUN, SYLVA, NC 28779-4101 |
| Document Number | 0023620040 |
| Book / Page | 2362 / 40 |
| Map Reference | CAB 25 SL 132 |
| Instrument Date | Aug 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 GENTRY ST, NORTH WILKESBORO, NC 28659-8356 |
| Name | Verified Name |
|---|---|
| Address | 74 RIPPLE RUN, SYLVA, NC 28779-4101 |
| Document Number | 0000236244 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2362/44 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Sep 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 5-Year TN |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Oct 28, 2021 |
| Property Address | 74 RIPPLE RUN, SYLVA, NC 28779-4101 |
| Document Number | 0023180196 |
| Book / Page | 2318 / 196 |
| Instrument Date | Oct 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5674 SIMMS ST APT 306, 5674, ARVADA, CO 80002-2084 |
| Name | Verified Name |
|---|---|
| Address | 74 RIPPLE RUN, SYLVA, NC 28779-4101 |
| Document Number | 0002318199 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2318/199 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Nov 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Sylva Town |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $601.00 | $158,390 Land $24,300 Building $134,090 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,031 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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