74 Ridge Way, Marion, NC 28752 Property Records

McDowell County property record for 74 Ridge Way, Marion, NC 28752

Property Summary

Property Type	Mobile Home
Details	2,128 sqft · built 2016
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$292,500 (May 2026)
Tax Bill	$107 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1712-00-47-3621`

Property Details

APN / Parcel Number

Primary APN	`1712-00-47-3621`
Alternative APN	`29006`

Interior

Stories	1 Story
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Mobile/Manufactured
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	29006
Street Address	74 RIDGE WAY
City	MARION
State	NC
Zip	28752-7112
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0.50 AC LOT 4 PB 5A/86 RIDGE WALK
Legal Subdivision	RIDGE WALK SD
Legal Lot Number	4
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1014
Census Tract	970300

Owner

74 Ridge Way, a mobile home, is owned and occupied by an individual who bought it in May 2026.

Source: McDowell County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	74 RIDGE WAY, MARION, NC 28752-7112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed · Conventional Mortgage UNITED COMMUNITY BANK
May 14, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Jun 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Mar 15, 2018	Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN
Feb 26, 2018	Warranty Deed, Transfer VANDERBILT MTG & FIN
Feb 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Jul 9, 2025 · Amount on File
Deed Document Number	20262304
Deed Book / Page	1538 / 222
Record Updated	Oct 29, 2026

May 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 14, 2026
Property Address	74 RIDGE WAY, MARION, NC 28752-7112
Document Number	0000002304
Book / Page	1538 / 222
Instrument Date	May 7, 2026
Instrument	2026.2304
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,085.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 RIDGE WAY, MARION, NC 28752-7112

Mortgage

Document Number	0000002305,
Date	May 14, 2026
Instrument	2026..2305

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 14, 2026
Property Address	74 RIDGE WAY, MARION, NC 28752-7112
Document Number	0015380222
Book / Page	1538 / 222
Instrument Date	May 7, 2026
Instrument	20262304
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 RIDGE WAY, MARION, NC 28752-7112

Mortgage

Document Number	0000002305,
Date	May 14, 2026
Instrument	20262305

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 5, 2018
Property Address	74 RIDGE WAY, MARION, NC 28752-7112
Document Number	0012450977
Book / Page	001245 / 000977
Instrument Date	Jun 4, 2018
Instrument	2529
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$24.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 US 221 N #32 MARION NC 287528209, 32, MARION, NC 28752-8209

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCDOWELL NC
Property Address	74 RIDGE WAY, MARION, NC 28752-7112
Document Number	0012410228
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	75 RIDGE WAY MARION NC 28752, MARION, NC 28752

Mortgage

Document Number	0012410228
Date	Apr 9, 2018
Book Page	001241/000228
Instrument	1540

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2048

Interest

Rate	4.95%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 26, 2018
Property Address	74 RIDGE WAY, MARION, NC 28752-7112
Document Number	0012370473
Book / Page	001237 / 000473
Instrument Date	Oct 20, 2017
Instrument	837
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	GRIMM PARALEGAL SERVICES

Transaction

Amount	Amount on Record
Tax	$24.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	TBD RIDGE WAY MARION NC 28752, MARION, NC 28752

Mortgage

Document Number	12370477
Date	Feb 26, 2018
Book Page	001237/000477
Instrument	838

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 8, 2017
Property Address	74 RIDGE WAY, MARION, NC 28752-7112
Document Number	0012040652
Book / Page	001204 / 000652
Instrument Date	Feb 6, 2017
Instrument	628
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$12.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 KENWOOD DR FAYETTEVILLE NC 283111393, FAYETTEVILLE, NC 28311-1393

Tax Assessment & Valuation

The 2025 property tax bill for 74 Ridge Way was $107.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$107.00	$15,000 Land $15,000
2023	$103.00	$15,000 Land $15,000	$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 74 Ridge Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Ridge Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Way

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