74 Ribsam St, Hamilton (Trenton), NJ 08619 Property Records

Mercer County and Hamilton Township property record for 74 Ribsam St, Hamilton, NJ 08619

Property Summary

Property Type	Single Family Home
Details	1,452 sqft · built 1941
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jul 2025)
Tax Bill	$7,045 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-01919-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`03-01919-0000-00004`
Alternative APNs	`0300860000000065` `030191900004`

Interior

Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	0300860000000065
Street Address	74 RIBSAM ST
City	TRENTON
State	NJ
Zip	08619-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	2,3,11788-
Legal Subdivision	MATHIAS MANDI
Legal Block	1919
Legal Lot Number	4
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1002
Census Tract	2702

Owner

74 Ribsam St is owned and occupied by two individuals who bought it in July 2025.

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 RIBSAM ST, TRENTON, NJ 08619-3605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF NEW JERSEY
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION/NJ
Mar 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Prior Sale	Oct 19, 2006 · Amount on File
Deed Document Number	202527430
Deed Book / Page	6598 / 1628
Prior Transfer Date	Mar 11, 2020
Prior Transfer Doc	0000012132
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	74 RIBSAM ST, HAMILTON, NJ 08619-3605
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 RIBSAM ST, HAMILTON, NJ 08619-3605

Mortgage

Document Number	0000008578
Date	Mar 2, 2026
Book Page	12028/955
Instrument	2026008578

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	74 RIBSAM ST, HAMILTON, NJ 08619-3605
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046247
Date	Oct 6, 2022
Book Page	11770/695
Instrument	2022046247

Lender

Name	CREDIT UNION OF NEW JERSEY
Type	Credit Union
Address	TRENTON, NJ 08628

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	74 RIBSAM ST, HAMILTON, NJ 08619-3605
Document Number	0000023534
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	CLOSING PARTNER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 RIBSAM ST HAMILTON NJ 086193605, HAMILTON, NJ 08619-3605

Mortgage

Document Number	0000023534
Date	Jun 8, 2020
Book Page	011494/000952
Instrument	23534

Lender

Name	CREDIT UNION/NJ
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 7, 2035

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCER NJ
Recording Date	Mar 11, 2020
Property Address	74 RIBSAM ST, HAMILTON, NJ 08619-3605
Document Number	0000012132
Book / Page	006399 / 001143
Instrument Date	Mar 11, 2020
Instrument	12132
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 RIBSAM ST HAMILTON NJ 086193605, HAMILTON, NJ 08619-3605

Tax Assessment & Valuation

The 2025 property tax bill for 74 Ribsam St was $7,045, up 5.2% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,500 (+5%) Land $49,400 Building $150,100	$199,500 (+5%) Land $49,400 Building $150,100
2025	$7,045.00 (+5.21%)	$190,000 Land $49,400 Building $140,600	$190,000 Land $49,400 Building $140,600
2024	$6,696.00
2023		$190,000 Land $49,400 Building $140,600	$190,000 Land $49,400 Building $140,600
2022	$6,176.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 74 Ribsam St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	46 (1978–2023)
Most Recent Claim	May 2023 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Ribsam St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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