74 Regina Rd, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 74 Regina Rd, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,252 sqft · built 2000
Lot Size	0.363 acres (15,825 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jul 2018)
Tax Bill	$11,296 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:063 L:009 S:009`

Property Details

APN / Parcel Number

Primary APN	`B:063 L:009 S:009`
Alternative APN	`LYNN M:063 B:009 L:009`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,252 sqft Living Area
Gross Area	5,840 sqft
Basement Area	1,705 sqft
Unfinished Basement	1,705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,825 sqft (0.363 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	74 REGINA RD
City	LYNN
State	MA
Zip	01904-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	9
Legal Lot Number	9
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1012
Census Tract	205400

Owner

74 Regina Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 REGINA RD, LYNN, MA 01904-1040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO
Apr 27, 2020	Deed of Trust, Mortgage · ARM WASHINGTON TRUST MORTGAGE CO
Jul 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Sep 14, 2016 · Amount on File
Deed Book / Page	36838 / 244
Transfer Doc	036838-244
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	74 REGINA RD, LYNN, MA 01904-1040
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039723-237
Date	Apr 2, 2021
Book Page	39723/237
Instrument	20210402001240

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	74 REGINA RD, LYNN, MA 01904-1040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38455-571
Date	Apr 27, 2020
Book Page	38455/571
Instrument	20200427003570

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2035

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 2, 2018
Property Address	74 REGINA RD, LYNN, MA 01904-1040
Document Number	36838-244
Book / Page	36838 / 244
Instrument	180702004430
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94.64
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	-
Date	Jul 2, 2018
Instrument	36839/0049

Lender

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

Interest

Rate	4%
Max Rate At Change	80.1%
Max Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 74 Regina Rd was $11,296, up 3.7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,296.00 (+3.68%)	$1,090,300 (+5.37%) Land $218,300 Building $872,000	$1,002,060
2024	$10,895.00 (+1.59%)	$1,034,700 (+7.58%) Land $209,300 Building $825,400
2023	$10,724.00	$961,800 Land $233,100 Building $728,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Regina Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1987–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Dec 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Regina Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Regina Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures