Westchester County and Ossining Town property record for 74 Prospect Ave, Ossining, NY 10562 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1929 |
| Square Footage | 1,071 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Garage | Carport, 204 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $14,352.00 (2025) |
| Primary APN | 554203 89.20-2-90 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,071 sqft Living Area |
| 1st Floor | 1,071 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Cottage Style |
| Exterior Material | Wood Exterior |
| Lot Area | 6,098 sqft (0.14 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 204 sqft Garage |
| Carport | Carport |
| Carport Area | 204 sqft Carport |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 74 PROSPECT AVE |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-4317 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 90.000 |
| Jurisdiction | WESTCHESTER NY |
| Minor Civil Division | OSSINING |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 13402 |
Source: Westchester County and Ossining Town records · APN 554203 89.20-2-90
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 PROSPECT AVE, OSSINING, NY 10562-4317 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 04, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Jul 26, 2019 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FREEDOM MTG |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Oct 03, 2018 | Grant Deed, Transfer CUSTOM LAND TITLE LLC |
| Oct 03, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 74 PROSPECT AVE, OSSINING, NY 10562-4317 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0610193523 |
|---|---|
| Date | Feb 04, 2021 |
| Instrument | 610193523 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 74 PROSPECT AVE, OSSINING, NY 10562-4317 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0610193557 |
|---|---|
| Date | Feb 04, 2021 |
| Instrument | 610193557 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 74 PROSPECT AVE, OSSINING, NY 10562-4317 |
| Document Number | 0592263307 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2019 |
| Title Company | SIMPLICITY TITLE RESEARCH LLC |
| Name | Verified Name |
|---|---|
| Address | 74 PROSPECT AVE OSSINING NY 105624317, OSSINING, NY 10562-4317 |
| Document Number | 0592263307 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 059226/003307 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | 907 PLEASANT VALLEY AVE # 3, MOUNT LAUREL, NJ 08054-1210 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 74 PROSPECT AVE, OSSINING, NY 10562-4317 |
| Document Number | 0592263296 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | SIMPLICITY TITLE RESEARCH LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 74 PROSPECT AVE OSSINING NY 105624317, OSSINING, NY 10562-4317 |
| Document Number | 0592263296 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 059226/003296 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 03, 2018 |
| Property Address | 74 PROSPECT AVE, OSSINING, NY 10562-4317 |
| Document Number | 0582553085 |
| Book / Page | 058255 / 003085 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | CUSTOM LAND TITLE LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 74 PROSPECT AVE OSSINING NY 105624317, OSSINING, NY 10562-4317 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 03, 2018 |
| Property Address | 74 PROSPECT AVE, OSSINING, NY 10562-4317 |
| Document Number | 0582553342 |
| Book / Page | 058255 / 003342 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Title Company | CUSTOM LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1 PIER POINTE ST #209F YONKERS NY 107016943, 209F, YONKERS, NY 10701-6943 |
| Document Number | 582623120 |
|---|---|
| Date | Oct 03, 2018 |
| Book Page | 058262/003120 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 02, 2048 |
Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,352.00 | $491,400 (+18.41%) Land $239,300 Building $252,100 | $491,400 (+18.41%) Land $239,300 Building $252,100 |
| 2024 | Additional exemption filed | $415,000 (+6.93%) Land $151,300 Building $263,700 | $415,000 (+6.93%) Land $151,300 Building $263,700 |
| 2023 | $388,100 Land $151,300 Building $236,800 | $388,100 Land $151,300 Building $236,800 | |
| 2020 | $11,798.00 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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