Bergen County and Cresskill Borough property record for 74 Prospect Ave, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,410 sqft · built 2015 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Nov 2018) |
| Tax Bill | $19,159 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00022-0000-00006 |
| Primary APN | 08-00022-0000-00006 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,410 sqft Living Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 040500 |
|---|---|
| Street Address | 74 PROSPECT AVE |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 50X100 2LT L7 |
| Legal Subdivision | WS JAMES GILLIES |
| Legal Block | 22 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 8002 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 PROSPECT AVE, CRESSKILL, NJ 07626-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Nov 9, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2018 · Amount on Record |
| Deed Sale | Nov 9, 2018 · Amount on Record |
| Prior Sale | Jun 10, 2008 · Amount on Record |
| Deed Document Number | 201818-080045 |
| Deed Book / Page | 3104 / 1668 |
| Prior Transfer Date | Nov 20, 1997 |
| Prior Transfer Doc | 0000148931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 74 PROSPECT AVE, CRESSKILL, NJ 07626-1443 |
| Document Number | 0036610431 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 74 PROSPECT AVE CRESSKILL NJ 076261443, CRESSKILL, NJ 07626-1443 |
| Document Number | 0036610431 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 003661/000431 |
| Instrument | 71459 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 9, 2018 |
| Property Address | 74 PROSPECT AVE, CRESSKILL, NJ 07626-1443 |
| Document Number | 0031041668 |
| Book / Page | 3104 / 1668 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 00018-080045 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 PROSPECT AVE, CRESSKILL, NJ 07626-1443 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $949,100 (+12.4%) Land $353,200 Building $595,900 | $949,100 (+12.4%) Land $353,200 Building $595,900 | |
| 2025 | $19,159.00 (+4.71%) | $844,400 (+12.18%) Land $285,900 Building $558,500 | $844,400 (+12.18%) Land $285,900 Building $558,500 |
| 2024 | $18,298.00 (+6.92%) | ||
| 2023 | $752,700 Land $226,100 Building $526,600 | $752,700 Land $226,100 Building $526,600 | |
| 2022 | $17,113.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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