74 Pine Trl, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 74 Pine Trl, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1930
Lot Size	0.231 acres (10,100 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Dec 2021)
Tax Bill	$8,792 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372000 44.10-1-27`

Property Details

APN / Parcel Number

Primary APN	`372000 44.10-1-27`
Alternative APN	`200004401000010270000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,188 sqft Living Area
Gross Area	1,326 sqft
1st Floor Area	876 sqft
2nd Floor Area	312 sqft
Upper Floors Area	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1981
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	10,100 sqft (0.231 acres)
Lot Dimensions	100 ft deep x 101 ft wide
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	426 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	74 PINE TRL
City	CARMEL
State	NY
Zip	10512-5739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	27.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1005
Census Tract	11501

Owner

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 PINE TRL, CARMEL, NY 10512-5739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK NA
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 12, 2017	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	2021150232021
Deed Book / Page	2252 / 178
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Dec 22, 2021
Property Address	74 PINE TRL, CARMEL, NY 10512-5739
Document Number	0022520178
Book / Page	2252 / 178
Map Reference	MAP 108A
Instrument Date	Nov 15, 2021
Instrument	15023-2021
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	SECURITY TITLE GUARANTEE CORPORATION, SECURITY TTL GUARANTEE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 PINE TRL, 74, CARMEL, NY 10512-5739

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	139 HARTMAN PL, WAUKESHA, WI 53186-6218

Mortgage

Document Number	0000754739
Date	Dec 22, 2021
Instrument	7547/39

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	74 PINE TRL, CARMEL, NY 10512-5739
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067830345
Date	Dec 12, 2017
Book Page	6783/345
Instrument	1604351

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

December 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	PUTNAM NY
Recording Date	Dec 12, 2017
Property Address	74 PINE TRL, CARMEL, NY 10512-5739
Document Number	0067830364
Book / Page	006783 / 000364
Instrument Date	Nov 21, 2017
Instrument	1604352
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 PINE TRL CARMEL NY 105125739, CARMEL, NY 10512-5739

Mortgage

Document Number	67830364
Date	Dec 12, 2017
Book Page	006783/000364
Instrument	1604352

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 11, 2032

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$322,600 (+13.43%) Land $75,900 Building $246,700	$322,600 (+13.43%) Land $75,900 Building $246,700
2024	$8,792.00 (+278.48%)
2023		$284,400 (+14.68%) Land $69,000 Building $215,400	$284,400 (+14.68%) Land $69,000 Building $215,400
2022		$248,000 Land $69,000 Building $179,000	$248,000 Land $69,000 Building $179,000
2020	$2,323.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WD 2 serves 5,000 people · EPA ID NY3903641
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	7 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Pine Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures