Franklin County property record for 74 Pine Bay Dr, Union Hall, VA 24176
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 4,027 sqft · built 2006 |
| Lot Size | 0.425 acres (18,513 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $7,958 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048 11-047 00 |
| Primary APN | 048 11-047 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 4,027 sqft Living Area |
| Gross Area | 8,062 sqft |
| 1st Floor Area | 2,220 sqft |
| Basement Area | 3,025 sqft |
| Finished Basement | 2,118 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,513 sqft (0.425 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 657 sqft |
| Driveway | Brick Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 883 sqft |
| Deck Area | 128 sqft |
| Patio Area | 98 sqft |
| Balcony Area | 84 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Storage Building | 72 sqft |
| Boat Access | Boat Access |
| Boat House | 672 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 15365 |
|---|---|
| Street Address | 74 PINE BAY DR |
| City | UNION HALL |
| State | VA |
| Zip | 24176-3788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | CONTENTMENT ISLAND LOT 50 SECTION 2 |
| Legal Subdivision | CONTENTMENT ISLAND |
| Legal Lot Number | 50 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | UNION HALL |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20102 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 74 PINE BAY DR, UNION HALL, VA 24176-3788 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 9, 2024 |
| Transfer Doc | 0012170251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 74 PINE BAY DR, UNION HALL, VA 24176-3788 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011580368 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 1158/368 |
| Instrument | 210002034 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,958.00 (+5.1%) | $1,850,800 (+49.09%) Land $295,000 Building $1,555,800 | $1,850,800 (+49.09%) Land $295,000 Building $1,555,800 |
| 2023 | $7,572.00 | $1,241,400 (-) Land $290,000 Building $951,400 | $1,241,400 (-) Land $290,000 Building $951,400 |
| 2022 | $1,241,400 Land $290,000 Building $951,400 | $1,241,400 Land $290,000 Building $951,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 31 units insured incl. 24 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: SMLW Broadband.
5G (outdoors only) and 4G LTE
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