74 Penacook Path, Sunapee, NH 03782 Property Records

Sullivan County and Sunapee Town property record for 74 Penacook Path, Sunapee, NH 03782

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,567 sqft · built 1980
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Aug 2024)
Tax Bill	$3,357 (2025)
Deeds & Mortgages	Mar 2022 Refinance Aug 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`SUNA M:238 B:70 L`

Property Details

APN / Parcel Number

Primary APN	`SUNA M:238 B:70 L`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,567 sqft Living Area
Gross Area	2,922 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	56,628 sqft (1.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	74 PENACOOK PATH
City	SUNAPEE
State	NH
Zip	03782-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR - R
Legal Block	70
Jurisdiction	SUNAPEE TOWN NH
Township / Civil Division	SUNAPEE
Census Block Group	1
Census Block	1027
Census Tract	975300

Owner

74 Penacook Path is owned and occupied by two individuals who bought it in August 2024.

Source: Sullivan County and Sunapee Town records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 PENACOOK PATH, SUNAPEE, NH 03782-3709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Aug 9, 2018	Deed of Trust, Mortgage · FHA Mortgage HARBORONE MTG LLC
Aug 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2024 · Amount on File
Deed Sale	Aug 15, 2024 · Amount on File
Deed Document Number	20243622
Deed Book / Page	2266 / 444
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNAPEE TOWN NH
Property Address	74 PENACOOK PATH, SUNAPEE, NH 03782-3709
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002187-836
Date	Mar 9, 2022
Book Page	2187/836
Instrument	2201429

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNAPEE TOWN NH
Property Address	74 PENACOOK PATH, SUNAPEE, NH 03782-3709
Document Number	0020450805
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 PENACOOK PATH SUNAPEE NH 037823709, SUNAPEE, NH 03782-3709

Mortgage

Document Number	0020450805
Date	Aug 10, 2018
Book Page	002045/000805
Instrument	1803797

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNAPEE TOWN NH
Property Address	74 PENACOOK PATH, SUNAPEE, NH 03782-3709
Document Number	0020450816
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 PENACOOK PATH SUNAPEE NH 037823709, SUNAPEE, NH 03782-3709

Mortgage

Document Number	0020450816
Date	Aug 10, 2018
Book Page	002045/000816
Instrument	1803798

Lender

Name	HOUSING FIN AUTH
Address	BEDFORD, NH 03110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 74 Penacook Path was $3,357, up 71.6% from the year before.

Source: Sullivan County and Sunapee Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Sullivan County
County Subdivision	Sunapee Town
Unified School District	Sunapee School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,357.00 (+71.63%)	$318,200 (+62.85%) Land $141,700 Building $176,500
2024	$1,956.00	$195,400 Land $60,100 Building $135,300
2022	$2,734.00	$195,400 Land $60,100 Building $135,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Penacook Path in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Penacook Path is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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