Middlesex County and North Reading Town property record for 74 Park St, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,287 sqft · built 1988 |
| Lot Size | 5.96 acres (259,618 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $990,000 (Sep 2021) |
| Tax Bill | $15,202 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:61-P:008 |
| Primary APN | M:61-P:008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 4,287 sqft Living Area |
| Gross Area | 1,995 sqft |
| 1st Floor Area | 1,995 sqft |
| Basement Area | 292 sqft |
| Unfinished Basement | 292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 259,618 sqft (5.96 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 74 PARK ST |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 8.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 330102 |
74 Park St is owned and occupied by two individuals who bought it in September 2021.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 PARK ST, NORTH READING, MA 01864-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on File |
| Deed Sale | Sep 10, 2021 · Amount on File |
| Deed Document Number | 2021202326 |
| Deed Book / Page | 78671 / 517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Sep 10, 2021 |
| Property Address | 74 PARK ST, NORTH READING, MA 01864-2826 |
| Document Number | 78671-517 |
| Book / Page | 78671 / 517 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 202326 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 74 PARK ST, NORTH READING, MA 01864-2826 |
| Document Number | 202327 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 202327 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 74 Park St was $15,202, up 4.3% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,202.00 (+4.27%) | $1,167,600 (+4.59%) Land $492,300 Building $675,300 | $1,606,257 |
| 2025 | $14,580.00 (+6.71%) | $1,116,400 (+7.94%) Land $472,900 Building $643,500 | |
| 2024 | $13,663.00 (-2.63%) | $1,034,300 (+3.12%) Land $443,800 Building $590,500 | |
| 2023 | $14,032.00 | $1,003,000 Land $412,500 Building $590,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Park St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2001–2010) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Park St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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