74 Overlook Rd, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 74 Overlook Rd, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	2,180 sqft · built 1927
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Sep 2001)
Tax Bill	$11,393 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-00022-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`04-00022-0000-00035`
Alternative APN	`040002200035`

Interior

Stories	2 Stories
Building Area	2,180 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	040002200035
Street Address	74 OVERLOOK RD
City	CEDAR GROVE
State	NJ
Zip	07009-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X150
Legal Block	22
Legal Lot Number	35
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	2
Census Block	2007
Census Tract	21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Feb 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2001 · Amount on Record
Deed Sale	Sep 5, 2001 · Amount on Record
Deed Book / Page	5823 / 793
Last Transfer Date	Feb 5, 2021
Transfer Doc	0000015066
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Apr 22, 2026
Property Address	74 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231
Document Number	0000026865
Instrument Date	Apr 9, 2026
Instrument	202626865
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231

Mortgage

Document Number	0000026865,
Date	Apr 22, 2026
Instrument	202626865

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 14, 2051

Interest

Rate	6.11%
Max Rate	-1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Feb 5, 2021
Property Address	74 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231
Document Number	2021015066
Instrument Date	Feb 5, 2021
Instrument	2021015066
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$698,200 (+64.67%) Land $375,000 Building $323,200	$698,200 (+64.67%) Land $375,000 Building $323,200
2025	$11,393.00 (+2.8%)	$424,000 (-) Land $239,800 Building $184,200	$424,000 (-) Land $239,800 Building $184,200
2024	$11,083.00 (+1.95%)
2023		$424,000 Land $239,800 Building $184,200	$424,000 Land $239,800 Building $184,200
2022	$10,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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