74 Old Bay Ln, Mathews, VA 23109 Property Records

Mathews County property record for 74 Old Bay Ln, Mathews, VA 23109 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,332 sqft · built 1981
Lot Size0.789 acres (34,369 sqft)
OwnerIndividual Name on File
Last Sale$223,000 (Aug 2009)
Tax Bill$1,379 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN21D-1-10

Property Details

APN / Parcel Number

Primary APN21D-1-10

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,332 sqft Living Area
Basement Area836 sqft
Finished Basement836 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area34,369 sqft (0.789 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address74 OLD BAY LN
CityMATHEWS
StateVA
Zip23109-2212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAC .789 B 0000/
Legal Lot Number10
JurisdictionMATHEWS VA
Township / Civil DivisionWESTVILLE
Census Block Group2
Census Block2024
Census Tract951302

Owner

Source: Mathews County records · APN 21D-1-10

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address74 OLD BAY LN, MATHEWS, VA 23109-2212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 20, 2009 · Amount on Record
Deed SaleAug 20, 2009 · Amount on Record
Deed Document Number20091390
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATHEWS VA
Property Address74 OLD BAY LN, MATHEWS, VA 23109-2212
Transaction TypeMortgage
Record UpdatedMar 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 OLD BAY LN, MATHEWS, VA 23109-2212

Mortgage

Document Number0260000148
DateFeb 05, 2026
Instrument260000148
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2041

Tax Assessment & Valuation

Source: Mathews County records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMathews County
Unified School DistrictMathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,379.00 (+0.07%)$222,400 (-) Land $37,900 Building $184,500
2025$1,378.00 (+10.68%)
2023$1,245.00$222,400 Land $37,900 Building $184,500$222,400 Land $37,900 Building $184,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mathews County (51115C), updated April 29, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511159513022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 139 individual NFIP policies nearby
Nearby Flood Policies139 in force
Nearby Flood Claims13 (2003–2009)
Most Recent ClaimNov 2009, tidal / storm surge
Claims By Storm
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 5 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 54% of Virginia
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IICable1,000 / 50
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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