74 Oakmont St, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 74 Oakmont St, Schenectady, NY 12309

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,482 sqft · built 2004
Lot Size0.17 acres (7,405 sqft)
Owner2 Company Names on Record
Last Sale$287,000 (Nov 2018)
Tax Bill$8,832 (2026)
Deeds & MortgagesApr 2026 Sale
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.7-1-79

Property Details

APN / Parcel Number

Primary APN422400 60.7-1-79
Alternative APN
  • 240006000700010790000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,482 sqft Living Area
1st Floor Area1,482 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions110 ft deep x 65.1 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address74 OAKMONT ST
CitySCHENECTADY
StateNY
Zip12309-6550
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR1
Legal SubdivisionHUMMINGBIRD MANOR
Legal Block1
Legal Lot Number79.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2023
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address59 OAKMONT ST, SCHENECTADY, NY 12309-6548
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 9, 2018Warranty Deed, Transfer · Conventional Mortgage
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2018 · Amount on Record
Deed SaleNov 9, 2018 · Amount on Record
Prior SaleApr 3, 2013 · Amount on Record
Deed Document Number201849655
Deed Book / Page1999 / 600
Prior Transfer DateJun 1, 2009
Prior Transfer Doc1804000699
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateApr 7, 2026
Property Address74 OAKMONT ST, SCHENECTADY, NY 12309-6550
Document Number0000007859
Book / Page2169 / 837
Instrument DateFeb 16, 2026
Instrument20267859
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address59 OAKMONT ST, SCHENECTADY, NY 12309-6548

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 9, 2018
Property Address74 OAKMONT ST, SCHENECTADY, NY 12309-6550
Document Number0000049655
Book / Page1999 / 600
Map ReferenceCAB K MAP 52&53
Instrument DateOct 24, 2018
Instrument201849655
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,148.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address74 OAKMONT ST, 74, NISKAYUNA, NY 12309-6550

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address74 OAKMONT ST, SCHENECTADY, NY 12309-6550

Mortgage

Document Number0000049656
DateNov 9, 2018
Instrument201849656
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 24, 2048

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,832.00 (+3.14%) Veteran's exemption
2025$8,563.00$255,000 (-) Land $10,000 Building $245,000$377,800 (+17.04%) Land $14,816 Building $362,984
2023$255,000 Land $10,000 Building $245,000$322,800 Land $12,659 Building $310,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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