74 Oak St, Wellesley, MA 02482 Property Records

Norfolk County and Wellesley Town property record for 74 Oak St, Wellesley, MA 02482

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,199 sqft · built 2010
Lot Size	0.378 acres (16,473 sqft)
Owner	2 Company Names on Record
Last Sale	$2,400,000 (Feb 2024)
Tax Bill	$25,110 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WELL M:135 R:053 S`

Property Details

APN / Parcel Number

Primary APN	`WELL M:135 R:053 S`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,199 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	16,473 sqft (0.378 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	74 OAK ST
City	WELLESLEY
State	MA
Zip	02482-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR10
Jurisdiction	WELLESLEY MA
Township / Civil Division	WELLESLEY
Census Block Group	1
Census Block	1015
Census Tract	404302

Owner

Source: Norfolk County and Wellesley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	74 OAK ST, WELLESLEY, MA 02482-4708
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · ARM LEADER BANK NA
Feb 20, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Feb 28, 2018	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Feb 28, 2018	Deed of Trust, Mortgage · ARM SANTANDER BANK NA
Aug 30, 2019	Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA
Aug 24, 2020	Deed of Trust, Mortgage · ARM SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Apr 26, 2011 · Amount on Record
Deed Document Number	202410080
Deed Book / Page	41647 / 257
Last Transfer Date	Jan 17, 2025
Transfer Doc	042216-504
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Recording Date	Apr 3, 2026
Property Address	74 OAK ST, WELLESLEY, MA 02482-4708
Document Number	0000020886
Book / Page	43025 / 157
Instrument Date	Mar 30, 2026
Instrument	202620886
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043025-157,
Date	Apr 3, 2026
Book Page	43025/157
Instrument	202620886

Lender

Name	LEADER BANK NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2033
Index	Other
Margin	3
Max Rate	-1%

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Feb 20, 2024
Property Address	74 OAK ST, WELLESLEY, MA 02482-4708
Document Number	041647-257
Book / Page	41647 / 257
Instrument Date	Feb 20, 2024
Instrument	10080
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	74 OAK ST, WELLESLEY, MA 02482-4708

Mortgage

Document Number	0000010081
Date	Feb 20, 2024
Instrument	10081

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 1, 2034
Max Rate At Change	2.75%
Index	1-Year CMT

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	74 OAK ST, WELLESLEY, MA 02482-4708
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35824-261
Date	Feb 28, 2018
Book Page	35824/261
Instrument	15990

Lender

Name	SANTANDER BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	74 OAK ST, WELLESLEY, MA 02482-4708
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35824-242
Date	Feb 28, 2018
Book Page	35824/242
Instrument	15989

Lender

Name	SANTANDER BANK NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	74 OAK ST, WELLESLEY, MA 02482-4708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37107-488
Date	Aug 30, 2019
Book Page	37107/488
Instrument	76909

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	74 OAK ST, WELLESLEY, MA 02482-4708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38247-435
Date	Aug 24, 2020
Book Page	38247/435
Instrument	86212

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jan 9, 2025
Index	LIBOR

Tax Assessment & Valuation

Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Wellesley Town
Unified School District	Wellesley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,110.00 (+5.06%)	$2,469,000 (+6.19%) Land $1,067,000 Building $1,402,000	$2,736,558 (+8.06%)
2025	$23,901.00 (+4.98%)	$2,325,000 (+6.31%) Land $1,067,000 Building $1,258,000	$2,532,510 (+13.27%)
2024	$22,767.00 (+14.54%)	$2,187,000 (+25.98%) Land $970,000 Building $1,217,000	$2,235,825
2023	$19,877.00	$1,736,000 Land $860,000 Building $876,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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