74 Nesmith St, #76, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 74 Nesmith St, #76, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,992 sqft · built 1900
Lot Size	0.16 acres (6,990 sqft)
Owner	Individual Name on File
Tax Bill	$6,163 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`226 0000 0071 A`

Property Details

APN / Parcel Number

Primary APN	`226 0000 0071 A`
Alternative APN	`LAWR M:0226 B:0000 L:0071`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,992 sqft Living Area
Gross Area	4,808 sqft
Basement Area	1,496 sqft
Unfinished Basement	1,496 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,990 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	226 0000 0071 A
Street Address	74 NESMITH ST, 76
City	LAWRENCE
State	MA
Zip	01841-4439
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	71
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	4
Census Block	4004
Census Tract	251400

Owner

74 Nesmith St, #76 is owned and occupied by an individual who acquired it in November 2024.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	74 NESMITH ST, 76, LAWRENCE, MA 01841-4439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Quit Claim Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Feb 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024
Deed Sale	Nov 14, 2024
Prior Sale	Jun 23, 2022 · Amount on File
Deed Book / Page	18145 / 91
Prior Transfer Date	Nov 8, 2024
Prior Transfer Doc	0018145-91
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jun 23, 2022
Property Address	74-76 NESMITH ST, LAWRENCE, MA 01841
Document Number	0017485-82
Book / Page	17485 / 82
Instrument Date	Jun 23, 2022
Instrument	14899
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42 WOODLAND ST, LAWRENCE, MA 01841-2944

Mortgage

Document Number	0000014900
Date	Jun 23, 2022
Instrument	14900

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	74-76 NESMITH ST, LAWRENCE, MA 01841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16205-125
Date	Feb 27, 2020
Book Page	16205/125
Instrument	4763

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 74 Nesmith St, #76 was $6,163, up 7.9% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,163.00 (+7.86%)	$713,300 (+9.86%) Land $169,200 Building $544,100	$716,799
2025	$5,714.00 (+6.01%)	$649,300 (+11.43%) Land $135,300 Building $514,000
2024	$5,390.00 (-3.07%)	$582,700 (+6.47%) Land $130,900 Building $451,800
2023	$5,561.00	$547,300 Land $114,600 Building $432,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Nesmith St, #76 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 74 Nesmith St, #76 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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