74 Nancy Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 74 Nancy Ave, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,990 sqft · built 1962
Lot Size	0.385 acres (16,769 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,000 (Nov 2018)
Tax Bill	$5,853 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:26 L:93`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:26 L:93`
Alternative APNs	`M:0026 B:0000 L:0093` `210819`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	4,244 sqft
1st Floor Area	1,990 sqft
Basement Area	1,526 sqft
Unfinished Basement	1,214 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,769 sqft (0.385 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	210819
Street Address	74 NANCY AVE
City	DRACUT
State	MA
Zip	01826-2469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	93
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	5
Census Block	5010
Census Tract	314102

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 NANCY AVE, DRACUT, MA 01826-2469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · FHA Mortgage OCMBC INC
Nov 19, 2018	Quit Claim Deed, Transfer · FHA Mortgage PACIFIC UNION FINCL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Mar 18, 1988 · Amount on Record
Deed Book / Page	32579 / 95
Transfer Doc	0032579-95
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	74 NANCY AVE, DRACUT, MA 01826-2469
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34337-247
Date	Jul 9, 2020
Book Page	34337/247
Instrument	30670

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Nov 19, 2018
Property Address	74 NANCY AVE, DRACUT, MA 01826-2469
Document Number	32579-95
Book / Page	32579 / 95
Instrument	50718
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	325790097
Date	Nov 19, 2018
Instrument	32579/0097

Lender

Name	PACIFIC UNION FINCL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2048

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,853.00 (+3.45%)	$605,300 (+8.26%) Land $219,900 Building $385,400	$585,865 (-)
2025	$5,658.00 (+0.18%)	$559,100 (+3.44%) Land $201,700 Building $357,400	$585,865 (+14.76%)
2024	$5,648.00 (+4.52%)	$540,500 (+15.81%) Land $192,100 Building $348,400	$510,530
2023	$5,404.00	$466,700 Land $167,000 Building $299,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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