74 N Raymond Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 74 N Raymond Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1985
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Dec 2020)
Tax Bill	$3,836 (2025)
Deeds & Mortgages	May 2022 Refinance Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01016B000000`

Property Details

APN / Parcel Number

Primary APN	`01016B000000`
Alternative APNs	`GRAY M:013 B:010 L:016-002` `378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Basement Area	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	378
Street Address	74 N RAYMOND RD
City	GRAY
State	ME
Zip	04039-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	74 RAYMOND ROAD
Legal Block	10
Legal Lot Number	16-2
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1002
Census Tract	4701

Owner

74 N Raymond Rd is owned and occupied by an individual who bought it in December 2020.

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	74 N RAYMOND RD, GRAY, ME 04039-9735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MECHANICS SAVINGS BANK
Dec 4, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MECHANICS SAVINGS BANK
Dec 4, 2020	Warranty Deed, Transfer MECHANICS SVGS
Jun 21, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Sep 28, 2017	Deed of Trust, Mortgage INFINITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Jun 21, 2019 · Amount on File
Deed Document Number	202079777
Deed Book / Page	37529 / 97
Transfer Doc	0331060025
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	74 N RAYMOND RD, GRAY, ME 04039-9735
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0394020088
Date	May 6, 2022
Book Page	39402/88
Instrument	23839

Lender

Name	MECHANICS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Dec 4, 2020
Property Address	74 N RAYMOND RD, GRAY, ME 04039-9735
Document Number	0375290097
Book / Page	37529 / 97
Instrument Date	Dec 3, 2020
Instrument	79777
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	93 DAY RD, GORHAM, ME 04038-1812

Mortgage

Document Number	0000079778
Date	Dec 4, 2020
Instrument	79778

Lender

Name	MECHANICS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Dec 4, 2020
Property Address	74 N RAYMOND RD, GRAY, ME 04039-9735
Document Number	0375290098
Book / Page	037529 / 000098
Instrument Date	Dec 3, 2020
Instrument	79777
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	93 DAY RD GORHAM ME 040381812, GORHAM, ME 04038-1812

Mortgage

Document Number	375290099
Date	Dec 4, 2020
Book Page	037529/000099
Instrument	79778

Lender

Name	MECHANICS SVGS
Address	AUBURN, ME 04212

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Jun 21, 2019
Property Address	74 N RAYMOND RD, GRAY, ME 04039-9735
Document Number	0357350318
Book / Page	35735 / 318
Instrument Date	Jun 21, 2019
Instrument	26794
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 SABBATHDAY RD, NEW GLOUCESTER, ME 04260-2655

Mortgage

Document Number	0000026795
Date	Jun 21, 2019
Instrument	26795

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	74 N RAYMOND RD, GRAY, ME 04039-9735
Document Number	0343710266
Book / Page	034371 / 000266
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 N RAYMOND RD GRAY ME 040399735, GRAY, ME 04039-9735

Mortgage

Document Number	0343710266
Date	Oct 6, 2017
Book Page	034371/000266
Instrument	51340

Lender

Name	INFINITY FCU
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 74 N Raymond Rd was $3,836.

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,836.00	$396,300 Land $125,000 Building $271,300
2023	$4,203.00 (+8.8%)	$276,900 (-) Land $70,000 Building $206,900
2022	$3,863.00	$276,900 Land $70,000 Building $206,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 74 N Raymond Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 N Raymond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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