74 Mooring Dr, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 74 Mooring Dr, Cotuit, MA 02635

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,080 sqft · built 1980
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Dec 2012)
Tax Bill$3,802 (2025)
Deeds & MortgagesDec 2021 Refinance
Oct 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNCOTU M:024 L:104

Property Details

APN / Parcel Number

Primary APNCOTU M:024 L:104
Alternative APN
  • 437879

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
Gross Area2,660 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number437879
Street Address74 MOORING DR
CityCOTUIT
StateMA
Zip02635-2634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Lot Number104
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group2
Census Block2055
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address74 MOORING DR, COTUIT, MA 02635-2634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
EASTERN BANK
Oct 31, 2025Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Jan 7, 2019Deed of Trust, Mortgage · Line of Credit
EASTERN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2012 · Amount on Record
Deed SaleDec 31, 2012 · Amount on Record
Prior SaleDec 31, 2012 · Amount on Record
Deed Book / Page27002 / 312
Transfer Doc027002-312
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOTUIT MA
Property Address74 MOORING DR, COTUIT, MA 02635-2634
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00034787-2
DateDec 28, 2021
Book Page34787/2
Instrument83956
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJan 1, 2042

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOTUIT MA
Property Address74 MOORING DR, COTUIT, MA 02635-2634
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037279-195
DateOct 31, 2025
Book Page37279/195
Instrument45135
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address74 MOORING DR, COTUIT, MA 02635-2634
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31768-287
DateJan 7, 2019
Book Page31768/287
Instrument894
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,802.00 (+6.62%)$455,300 (+0.6%) Land $155,900 Building $299,400$480,415
2024$3,566.00 (+7.12%)$452,600 (+13.8%) Land $155,900 Building $296,700
2023$3,329.00$397,700 Land $141,700 Building $256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1978)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTUIT FIRE DISTRICT WATER DEPARTMENT
serves 4,938 people · EPA ID MA4020003
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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