74 Monument Rd, Richmond (Winchester), NH 03470 Property Records

Cheshire County and Richmond Town property record for 74 Monument Rd, Richmond, NH 03470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,661 sqft · built 1986
Lot Size	30 acres (1,306,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Jun 2023)
Tax Bill	$7,611 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RCMD M:00412 B:000050 L:000000`

Property Details

APN / Parcel Number

Primary APN	`RCMD M:00412 B:000050 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,661 sqft Living Area
Gross Area	5,044 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,306,800 sqft (30 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	74 MONUMENT RD
City	RICHMOND
State	NH
Zip	03470-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD- RE
Legal Block	50
Jurisdiction	RICHMOND TOWN NH
Township / Civil Division	RICHMOND
Census Block Group	4
Census Block	4045
Census Tract	970700

Owner

Source: Cheshire County and Richmond Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 MONUMENT RD, RICHMOND, NH 03470-4309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP
Jun 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 24, 2021	Warranty Deed, Transfer · FHA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	2023368
Deed Book / Page	3250 / 939
Prior Transfer Date	Mar 17, 2021
Prior Transfer Doc	3155-1282
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND TOWN NH
Property Address	74 MONUMENT RD, RICHMOND, NH 03470-4309
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03155-1285
Date	Mar 24, 2021
Book Page	3155/1285
Instrument	2103157

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND TOWN NH
Recording Date	Jun 30, 2023
Property Address	74 MONUMENT RD, RICHMOND, NH 03470-4309
Document Number	003250-939
Book / Page	3250 / 939
Instrument Date	Jun 29, 2023
Instrument	2304368
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 CASPAR ST, WORCESTER, MA 01604-2421

Mortgage

Document Number	0002304369
Date	Jun 30, 2023
Instrument	2304369

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND TOWN NH
Recording Date	Mar 24, 2021
Property Address	74 MONUMENT RD, RICHMOND, NH 03470-4309
Document Number	3155-1282
Book / Page	3155 / 1282
Instrument Date	Mar 17, 2021
Instrument	2103156
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 MONUMENT RD, RICHMOND, NH 03470-4309

Mortgage

Document Number	3155-1285
Date	Mar 24, 2021
Book Page	3155/1285
Instrument	2103157

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Cheshire County and Richmond Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Richmond Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,611.00 (+7.11%)	$397,845 (-0.01%) Land $65,945 Building $331,900
2024	$7,106.00 (+21.51%)	$397,884 (-0.04%) Land $65,984 Building $331,900
2023	$5,848.00 (+7.15%)	$398,063 (+71.04%) Land $66,163 Building $331,900
2021	$5,458.00	$232,734 Land $43,034 Building $189,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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