74 Montgomery St, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 74 Montgomery St, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,650 sqft · built 1918
Lot Size	0.09 acres (3,900 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Apr 2024)
Tax Bill	$5,720 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`330900 26-12-27`

Property Details

APN / Parcel Number

Primary APN	`330900 26-12-27`
Alternative APNs	`090002600000120270000000` `1450003300` `26-12-27`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	1,830 sqft
1st Floor Area	1,020 sqft
Upper Floors Area	630 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2016
Architectural Style	Cape Cod
Exterior Material	Stone
Lot Area	3,900 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 38 ft wide
Porch	Covered Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1450003300
Street Address	74 MONTGOMERY ST
City	MIDDLETOWN
State	NY
Zip	10940-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR-2
Legal Description	REFEREES DEED
Legal Block	12
Legal Lot Number	27.00
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4003
Census Tract	1100

Owner

74 Montgomery St is owned by an individual who bought it in April 2024.

Source: Orange County and Middletown City records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	17 EDGEBROOK LN, AIRMONT, NY 10952-4713
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2024 · Amount on File
Deed Sale	Apr 9, 2024 · Amount on File
Prior Sale	Nov 23, 2016 · Amount on File
Deed Document Number	202420240021890
Deed Book / Page	15554 / 51
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	0000075151
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Apr 9, 2024
Property Address	74 MONTGOMERY ST, MIDDLETOWN, NY 10940-4023
Document Number	0000021890
Book / Page	15554 / 51
Instrument Date	Apr 3, 2024
Instrument	20240021890
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 EDGEBROOK LN, AIRMONT, NY 10952-4713

Mortgage

Document Number	0000021891
Date	Apr 9, 2024
Instrument	20240021891

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,600 Land $3,600 Building $20,000	$268,500
2024	$5,720.00
2023		$20,600 (-) Land $3,600 Building $17,000	$206,000 (+16.98%) Land $36,000 Building $170,000
2022		$20,600 Land $3,600 Building $17,000	$176,100 Land $30,775 Building $145,325

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 74 Montgomery St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74 Montgomery St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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