74 Milton St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 74 Milton St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,453 sqft · built 1900
Lot Size	0.31 acres (13,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,500 (Nov 2017)
Tax Bill	$7,193 (2025)
Deeds & Mortgages	Jul 2024 Refinance Mar 2021 Refinance + 1 more
APN	`NHAM M:030B B:0108 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:030B B:0108 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,453 sqft Living Area
1st Floor Area	830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	13,499 sqft (0.31 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	74 MILTON ST
City	FLORENCE
State	MA
Zip	01062-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Block	108
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3019
Census Tract	821602

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 MILTON ST, FLORENCE, MA 01062-2814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES BANK, THE
Nov 30, 2017	Quit Claim Deed, Transfer PEOPLESBANK (HOLYOKE)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Prior Sale	Jul 31, 2009 · Amount on Record
Deed Book / Page	12819 / 241
Transfer Doc	012819-241
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	74 MILTON ST, NORTHAMPTON, MA 01062-2814
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015192-322
Date	Jul 26, 2024
Book Page	15192/322
Instrument	11257

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	74 MILTON ST, NORTHAMPTON, MA 01062-2814
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014015-336
Date	Mar 16, 2021
Book Page	14015/336
Instrument	6151

Lender

Name	PEOPLES BANK, THE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Nov 30, 2017
Property Address	74 MILTON ST, NORTHAMPTON, MA 01062-2814
Document Number	12819-241
Book / Page	12819 / 241
Instrument	25141
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 MILTON ST, NORTHAMPTON, MA 01062-2814

Mortgage

Document Number	128190244
Date	Nov 30, 2017
Instrument	12819/0244

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,193.00 (+2.2%)	$516,400 (+16.23%) Land $122,400 Building $394,000	$587,480 (+2.5%)
2024			$573,135
2023	$7,038.00	$444,300 Land $111,200 Building $333,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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