74 Middle St, Hallowell, ME 04347 Property Records

Kennebec County and Hallowell City property record for 74 Middle St, Hallowell, ME 04347

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,906 sqft · built 1890
Lot Size0.82 acres (35,719 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Sep 2025)
Tax Bill$5,845 (2025)
Deeds & MortgagesMay 2017 Mortgage
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNHALL M:011 L:018

Property Details

APN / Parcel Number

Primary APNHALL M:011 L:018
Alternative APN
  • 720

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,906 sqft Living Area
1st Floor Area944 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeBrick
Roof MaterialAsphalt
Lot Area35,719 sqft (0.82 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number720
Street Address74 MIDDLE ST
CityHALLOWELL
StateME
Zip04347-1115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code31
Legal Lot Number18
JurisdictionHALLOWELL ME
Township / Civil DivisionHALLOWELL
Census Block Group2
Census Block2019
Census Tract10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Hallowell Historic District (Additional Documentation)
listed 1970 · 446 contributing resources · NRIS 70000076
Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Hallowell City records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address149 NORTH ST, WATERVILLE, ME 04901-4974
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 16, 2017Deed of Trust, Mortgage · ARM
KENNEBUNK SVGS BANK
Sep 17, 2025Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2025 · Amount on Record
Deed SaleSep 17, 2025 · Amount on Record
Prior SaleAug 5, 2014 · Amount on Record
Deed Document Number202520501
Deed Book / Page15496 / 344
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHALLOWELL ME
Property Address74 MIDDLE ST, HALLOWELL, ME 04347-1115
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017009709
DateMay 16, 2017
Book Page12604/0225
Instrument2017009709
Lender
NameKENNEBUNK SVGS BANK
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueJun 2, 2048
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJun 1, 2023

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHALLOWELL ME
Recording DateSep 17, 2025
Property Address74 MIDDLE ST, HALLOWELL, ME 04347-1115
Document Number2025020501
Book / Page15496 / 344
Instrument DateSep 17, 2025
Instrument2025020501
Transaction TypeTransfer
Record UpdatedOct 8, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address149 NORTH ST, WATERVILLE, ME 04901-4974

Mortgage

Document Number2025020499
DateSep 17, 2025
Instrument2025020499
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Kennebec County and Hallowell City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityHallowell City
Unified School DistrictRegional School Unit 02 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,845.00 (-4.01%)$306,000 (-) Land $81,500 Building $224,500
2024$6,089.00 (+18.67%)$306,000 (+37.47%) Land $81,500 Building $224,500
2023$5,131.00 (+3.82%)$222,600 (-) Land $59,300 Building $163,300$827,355
2022$4,942.00$222,600 Land $59,300 Building $163,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims31 (1983–2023)
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 11 claims
  • Severe Storms & Flooding, Apr 1987 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER AUGUSTA UTILITY DISTRICT
serves 13,750 people · EPA ID ME0090080
Water SourceGroundwater
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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