74 Michaela St, Saint Johns, FL 32259 Property Records

St. Johns County property record for 74 Michaela St, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,436 sqft · built 2014
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2017)
Tax Bill	$334 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`009671-0040`

Property Details

APN / Parcel Number

Primary APN	`009671-0040`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	3,436 sqft Living Area
Gross Area	4,310 sqft
1st Floor Area	2,744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	665 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	74 MICHAELA ST
City	SAINT JOHNS
State	FL
Zip	32259-7332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/37-48 OAKRIDGE UNIT ONE LOT 4 OR4358/1156
Legal Range	27E
Legal Township	05S
Legal Section	02
Legal Subdivision	OAKRIDGE - UNIT ONE
Legal Block	3
Legal Lot Number	4
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3028
Census Tract	20808

Owner

74 Michaela St is owned and occupied by two individuals who bought it in April 2017.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 MICHAELA ST, SAINT JOHNS, FL 32259-7332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Aug 24, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Jun 20, 2017	Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY
Apr 12, 2017	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2017 · Amount on File
Deed Sale	Apr 12, 2017 · Amount on File
Deed Document Number	201725635
Deed Book / Page	4358 / 1156
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	74 MICHAELA ST, SAINT JOHNS, FL 32259-7332
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	NOT AVAILABLE, GIBRAITAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 MICHAELA ST, SAINT JOHNS, FL 32259-7332
Investor	Possibly a Property Investor

Mortgage

Document Number	0053671890
Date	Sep 14, 2021
Book Page	5367/1890
Instrument	2021100794

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	74 MICHAELA ST, SAINT JOHNS, FL 32259-7332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050231410
Date	Aug 24, 2020
Book Page	5023/1410
Instrument	2020070944

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	74 MICHAELA ST, SAINT JOHNS, FL 32259-7332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043911294
Date	Jun 20, 2017
Book Page	4391/1294
Instrument	2017042444

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

April 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 12, 2017
Property Address	74 MICHAELA ST, SAINT JOHNS, FL 32259-7332
Document Number	0043581156
Book / Page	4358 / 1156
Map Reference	MB71 PG37-48
Instrument Date	Apr 10, 2017
Instrument	2017025635
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILLI HWY7, 9440, JACKSONVILLE, FL 32256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 MICHAELA ST, SAINT JOHNS, FL 32259-7332
Investor	Possibly a Property Investor

Mortgage

Document Number	2017025636
Date	Apr 12, 2017
Instrument	2017025636

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 74 Michaela St was $334 with a veteran's exemption, up 31.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,182 (+2.7%)	$559,411 (-1.07%) Land $120,000 Building $439,411
2025	$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption	$410,109 (+2.9%)	$565,477 (-0.96%) Land $115,000 Building $450,477
2024	$254.00 (-94.48%) Disabled Person's exemption Veteran's exemption	$398,551 (+3%)	$570,966 (-1.72%) Land $115,000 Building $455,966
2023	$4,602.00 (+2.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$386,943 (+3%)	$580,966 (+7.56%) Land $125,000 Building $455,966
2022	$4,476.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$375,673	$540,122 Land $100,800 Building $439,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Michaela St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	20.6 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 138 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	138 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Michaela St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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