74 Michael St, Iselin, NJ 08830 Property Records

Middlesex County and Woodbridge Township property record for 74 Michael St, Iselin, NJ 08830

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1951
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$439,000 (Jul 2022)
Tax Bill	$8,894 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00432-01-00015`

Property Details

APN / Parcel Number

Primary APN	`25-00432-01-00015`
Alternative APNs	`2500432000100015` `13471`

Interior

Stories	2 Stories
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached

Location & Zoning

Account Number	13471
Street Address	74 MICHAEL ST
City	ISELIN
State	NJ
Zip	08830-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	75.0X100.0
Legal Subdivision	HEARTHSTONE HOMES
Legal Block	432.1
Legal Lot Number	15
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	5
Census Block	5002
Census Tract	2604

Owner

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	74 MICHAEL ST, ISELIN, NJ 08830-1923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC
Jul 22, 2022	Deed, Transfer · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Nov 27, 1968 · Amount on Record
Deed Document Number	202266444
Deed Book / Page	18990 / 1233
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	74 MICHAEL ST, ISELIN, NJ 08830-1923
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	INVESTMENT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 MICHAEL ST, ISELIN, NJ 08830-1923

Mortgage

Document Number	0000016492
Date	Mar 13, 2026
Book Page	19972/1393
Instrument	2026016492

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company
Address	ANNANDALE, NJ 08801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	10.5%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 22, 2022
Property Address	74 MICHAEL ST, ISELIN, NJ 08830-1923
Document Number	0000066444
Book / Page	18990 / 1233
Instrument Date	Jul 11, 2022
Instrument	2022066444
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	INVESTMENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,589.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 ALBEE LN, 19, COLONIA, NJ 07067-3801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 MICHAEL ST, ISELIN, NJ 08830-1923

Mortgage

Document Number	0000066445
Date	Jul 22, 2022
Instrument	2022066445

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,400 (-) Land $25,000 Building $46,400	$71,400 (-) Land $25,000 Building $46,400
2025	$8,894.00 (+5.93%)	$71,400 (+2.44%) Land $25,000 Building $46,400	$71,400 (+2.44%) Land $25,000 Building $46,400
2024	$8,396.00 (+4.86%)
2023		$69,700 Land $25,000 Building $44,700	$69,700 Land $25,000 Building $44,700
2022	$8,007.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1988–2021)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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