Albany County and Colonie Town property record for 74 McNutt Ave, Albany, NY 12205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,053 sqft · built 1954 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Apr 2025) |
| Tax Bill | $4,729 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 42.19-4-48 |
| Primary APN | 012689 42.19-4-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 384 sqft |
| Patio Area | 692 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04201900040480000000 |
|---|---|
| Street Address | 74 MCNUTT AVE |
| City | ALBANY |
| State | NY |
| Zip | 12205-2924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-76 E-MCNUTT AV S-115-21 |
| Legal Block | 4 |
| Legal Lot Number | 48.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 14001 |
74 McNutt Ave is owned by two individuals who bought it in April 2025.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 CRESTONE RD, ALBANY, NY 12205-3209 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on File |
| Deed Sale | Apr 28, 2025 · Amount on File |
| Prior Sale | Nov 14, 2024 · Amount on File |
| Deed Document Number | 20257523 |
| Prior Transfer Date | May 10, 2023 |
| Prior Transfer Doc | 0000008714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 74 MCNUTT AVE, ALBANY, NY 12205-2924 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 27 NIBLOCK CT 1, 1, ALBANY, NY 12206-1405 |
| Document Number | 0000009175 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | R2023-19175 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.2% |
The 2026 property tax bill for 74 McNutt Ave was $4,729, down 4.3% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,729.00 (-4.31%) | ||
| 2025 | $4,942.00 | $104,500 Land $26,100 Building $78,400 | $239,100 Land $59,718 Building $179,382 |
| 2023 | $103,000 (-) Land $25,700 Building $77,300 | $202,000 (+9.34%) Land $50,402 Building $151,598 | |
| 2022 | $103,000 Land $25,700 Building $77,300 | $184,753 Land $46,099 Building $138,654 | |
| 2021 | $4,085.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 74 McNutt Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 74 McNutt Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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