74 Maple St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 74 Maple St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,174 sqft · built 2008
Lot Size	0.201 acres (8,751 sqft)
Owner	Individual Name on Record
Last Sale	$481,000 (Jul 2009)
Tax Bill	$12,190 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-00145-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`06-00145-0000-00012`
Alternative APNs	`060014500012` `S001`

Interior

Stories	1 Story
Building Area	2,174 sqft Living Area
1st Floor Area	2,174 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	175 ft deep x 50 ft wide

Location & Zoning

Account Number	S001
Street Address	74 MAPLE ST
City	BRIDGEWATER
State	NJ
Zip	08807-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	NEW JERSEY SOMERVILLE REALTY C
Legal Block	145
Legal Lot Number	12
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1006
Census Tract	50701

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 MAPLE ST, BRIDGEWATER, NJ 08807-2753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BANK
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2009 · Amount on Record
Deed Sale	Jul 29, 2009 · Amount on Record
Prior Sale	Jan 10, 2000 · Amount on Record
Deed Document Number	200941999
Deed Book / Page	6247 / 3085
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	74 MAPLE ST, BRIDGEWATER, NJ 08807-2753
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014212
Date	Mar 3, 2021
Book Page	7315/2546
Instrument	2021014212

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	74 MAPLE ST, BRIDGEWATER, NJ 08807-2753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015994
Date	Apr 17, 2020
Book Page	7204/2883
Instrument	2020015994

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$694,600 (+12.25%) Land $187,100 Building $507,500	$694,600 (+12.25%) Land $187,100 Building $507,500
2025	$12,190.00 (+0.6%)	$618,800 (+13.15%) Land $162,100 Building $456,700	$618,800 (+13.15%) Land $162,100 Building $456,700
2024	$12,117.00 (+17.31%)
2023		$546,900 Land $162,100 Building $384,800	$546,900 Land $162,100 Building $384,800
2022	$10,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	57 (1979–2023)
Claims Outside the SFHA	20 of 57
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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