St. Charles County property record for 74 Mallard Pointe Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,461 sqft · built 1991 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,633 (Dec 2022) |
| Tax Bill | $2,795 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A922000247 |
| Primary APN | A922000247 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,461 sqft Living Area |
| Gross Area | 2,073 sqft |
| 1st Floor Area | 861 sqft |
| Basement Area | 832 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A922000247 |
|---|---|
| Street Address | 74 MALLARD POINTE DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLARD POINTE #2 LOT 51 |
| Legal Subdivision | MALLARD POINTE #2 |
| Legal Lot Number | 51 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311732 |
Source: St. Charles County records, as of October 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 74 MALLARD POINTE DR, O FALLON, MO 63368-8312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK |
| Dec 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Nov 19, 2021 | Special Warranty Deed, Transfer STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on Record |
| Deed Sale | Dec 21, 2022 · Amount on Record |
| Prior Sale | Nov 19, 2021 |
| Deed Document Number | 202267004 |
| Prior Transfer Date | Jul 9, 2018 |
| Prior Transfer Doc | 0069530330 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 74 MALLARD POINTE DR, O FALLON, MO 63368-8312 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 74 MALLARD POINTE DR, O FALLON, MO 63368-8312 |
| Document Number | 0000015040 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024R-015040 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 63402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 17, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 21, 2022 |
| Property Address | 74 MALLARD POINTE DR, O FALLON, MO 63368-8312 |
| Document Number | 0000067004 |
| Map Reference | MB 30 PG 297 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022R-067004 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 MALLARD POINTE DR, O FALLON, MO 63368-8312 |
| Name | Verified Name |
|---|---|
| Address | 74 MALLARD POINTE DR, O FALLON, MO 63368-8312 |
| Document Number | 0000067005 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 2022R-067005 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 19, 2021 |
| Property Address | 74 MALLARD POINTE DR, O FALLON, MO 63368-8312 |
| Document Number | 0000095167 |
| Map Reference | MB 30 PG 297 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021R-095167 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 74 MALLARD POINTE DR, O FALLON, MO 63368-8312 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,795.00 (+0.47%) | $43,310 (+3.45%) | $227,946 (+3.45%) Building $227,946 |
| 2024 | $2,782.00 | ||
| 2023 | $41,867 | ||
| 2022 | $220,353 Land $50,000 Building $170,353 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures