74 Mallard Bay Rd, Hampstead, NC 28443 Property Records

Pender County property record for 74 Mallard Bay Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,240 sqft · built 2025
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2025)
Tax Bill	$361 (2025)
Deeds & Mortgages	Aug 2024 Construction Loan Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4203-87-8733-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-87-8733-0000`
Alternative APNs	`001034199` `400878290` `878290`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 2025
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	18,731 sqft (0.43 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	001034199
Old Parcel Number	4203 87 8733 0000
Street Address	74 MALLARD BAY RD
City	HAMPSTEAD
State	NC
Zip	28443-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L300,PB 16/20,BELVEDERE PLANTATION
Legal Subdivision	BELVEDERE
Legal Lot Number	300
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3002
Census Tract	920201

Owner

74 Mallard Bay Rd is owned and occupied by an individual who bought it in August 2025.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	74 MALLARD BAY RD, HAMPSTEAD, NC 28443-2547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Aug 27, 2025	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP
Jul 25, 2024	Warranty Deed, Transfer
Jul 26, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2025 · Amount on File
Deed Sale	Aug 27, 2025 · Amount on File
Prior Sale	Jul 25, 2024 · Amount on File
Deed Document Number	0017284871
Deed Book / Page	1728 / 4871
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	74 MALLARD BAY RD, HAMPSTEAD, NC 28443-2547
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048441462
Date	Aug 21, 2024
Book Page	4844/1462

Lender

Name	FIRST BANK
Type	Bank
Address	SHALLOTTE, NC 28459

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 27, 2025
Property Address	74 MALLARD BAY RD, HAMPSTEAD, NC 28443-2547
Document Number	0048711728
Book / Page	4871 / 1728
Map Reference	MB 16 PG 20
Instrument Date	Aug 27, 2025
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8262 MARKET ST STE 106, 106, WILMINGTON, NC 28411-9681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 MALLARD BAY RD, HAMPSTEAD, NC 28443-2547

Mortgage

Document Number	0048711730
Date	Aug 27, 2025
Instrument	4871/1730

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 25, 2024
Property Address	74 MALLARD BAY RD, HAMPSTEAD, NC 28443-2547
Document Number	0048421202
Book / Page	4842 / 1202
Map Reference	MB 16 PG 20
Instrument Date	Jul 24, 2024
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 143, CHINQUAPIN, NC 28521-0143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HARWOOD CT # 415-1035, 415, SCARSDALE, NY 10583-4120

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 26, 2024
Property Address	74 MALLARD BAY RD, HAMPSTEAD, NC 28443-2547
Document Number	0048421386
Book / Page	4842 / 1386
Map Reference	MB 16 PG 20
Instrument Date	Jul 23, 2024
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 HARWOOD CT # CT415-10, CT415-10, SCARSDALE, NY 10583-4121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2922 ORVILLE WRIGHT WAY STE 110, 110, WILMINGTON, NC 28405-8908

Tax Assessment & Valuation

The 2025 property tax bill for 74 Mallard Bay Rd was $361.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$361.00	$556,589 (+1,324.41%) Land $124,536 Building $432,053	$556,589 (+1,324.41%) Land $124,536 Building $432,053
2024	$361.00	$39,075 (-) Land $39,075	$39,075 (-) Land $39,075
2023		$39,075 (-) Land $39,075	$39,075 (-) Land $39,075
2022	$325.00	$39,075 Land $39,075	$39,075 Land $39,075

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 74 Mallard Bay Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	22 (1996–2018)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Mallard Bay Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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