Columbus County property record for 74 Main St, Fair Bluff, NC 28439 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2,567 sqft · built 1980 |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Mar 2023) |
| Tax Bill | $1,366 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9290.01-47-1512.000 |
| Primary APN | 9290.01-47-1512.000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,567 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Rolled Roofing |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10-00810 |
|---|---|
| Street Address | 74 MAIN ST |
| City | FAIR BLUFF |
| State | NC |
| Zip | 28439-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DAVID MEMORY |
| Jurisdiction | COLUMBUS NC |
| Township / Civil Division | FAIR BLUFF |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 930600 |
Source: Columbus County records · APN 9290.01-47-1512.000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 74 MAIN ST, FAIR BLUFF, NC 28439-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Jun 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALPHA MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2023 · Amount on Record |
| Deed Sale | Mar 07, 2023 · Amount on Record |
| Deed Document Number | 2023001119 |
| Deed Book / Page | 1313 / 610 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Recording Date | Mar 07, 2023 |
| Property Address | 74 MAIN ST, FAIR BLUFF, NC 28439-9603 |
| Document Number | 001313/610 |
| Book / Page | 1313 / 610 |
| Map Reference | MB 73 PG 2 |
| Instrument Date | Mar 01, 2023 |
| Instrument | 2023001119 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1461 N MITCHELL FORD RD, CLARKTON, NC 28433-7553 |
| Name | Verified Name |
|---|---|
| Address | 74 MAIN ST, FAIR BLUFF, NC 28439-9603 |
| Document Number | 001313/614 |
|---|---|
| Date | Mar 07, 2023 |
| Book Page | 1313/614 |
| Instrument | 2023001120 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Type Change Date | Apr 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.9% |
| Max Rate At Change | 7.9% |
| Index | 5-Year TN |
| Max Rate | 11.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Property Address | 74 MAIN ST, FAIR BLUFF, NC 28439-9603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1156/0605 |
|---|---|
| Date | Jun 06, 2017 |
| Book Page | 1156/0605 |
| Instrument | 2017002681 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Property Address | 74 MAIN ST, FAIR BLUFF, NC 28439-9603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1243/744 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 1243/744 |
| Instrument | 2020005819 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, NC 28403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Columbus County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Columbus County |
| Municipality | Fair Bluff Town |
| Unified School District | Columbus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,366.00 | $135,500 (-) Land $5,400 Building $130,100 |
| 2023 | $135,500 Land $5,400 Building $130,100 |
Source: FEMA National Flood Hazard Layer, Columbus County (37047C), updated December 6, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370479306002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 8 (1999–2018) |
| Most Recent Claim | Sep 2018, river or lake flooding, Hurricane Florence |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 613 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Atlantic Telephone Membership | Fiber | 1,000 / 1,000 |
| Wilkes Telephone Membership | Fiber | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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