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74 Lunetta Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 74 Lunetta Ct, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,053 sqft · built 2015
Lot Size0.41 acres (17,859 sqft)
OwnerIndividual Name on File
Last Sale$1,195,000 (May 2023)
Tax Bill$15,910 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN005732-1220

Property Details

APN / Parcel Number

Primary APN005732-1220

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Stories1 Story
Building Area4,053 sqft Living Area
Gross Area4,822 sqft
1st Floor Area2,631 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,859 sqft (0.41 acres)
Garage TypeAttached
Garage Area769 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchFinished/Open Porch
Porch Area267 sqft
Deck AreaDeck Area
Patio Area650 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address74 LUNETTA CT
CitySAINT JOHNS
StateFL
Zip32259-1255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description74/68-85 CELESTINA PHASE 1A LOT 122 OR5760/1330
Legal Range27E
Legal Township04S
Legal Section36
Legal SubdivisionCELESTINA PHASE 1A
Legal Phase1A
Legal Block1
Legal Lot Number122
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group3
Census Block3000
Census Tract20801

Owner

74 Lunetta Ct is owned and occupied by an individual who bought it in May 2023.

Source: St. Johns County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address74 LUNETTA CT, SAINT JOHNS, FL 32259-1255
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 8, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
CITADEL SVCNG CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2023 · Amount on File
Deed SaleMay 19, 2023 · Amount on File
Prior SaleMar 8, 2018 · Amount on File
Deed Document Number202338749
Deed Book / Page5760 / 1330
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 19, 2023
Property Address74 LUNETTA CT, SAINT JOHNS, FL 32259-1255
Document Number0057601330
Book / Page5760 / 1330
Map ReferenceMB 74 PG 68-85
Instrument DateMay 18, 2023
Instrument2023038749
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyTITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14030 MANDARIN OAKS LN, JACKSONVILLE, FL 32223-5553

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 LUNETTA CT, SAINT JOHNS, FL 32259-1255

Mortgage

Document Number0057601332
DateMay 19, 2023
Instrument5760/1332
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

March 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateMar 8, 2018
Property Address74 LUNETTA CT, SAINT JOHNS, FL 32259-1255
Document Number0045131540
Book / Page004513 / 001540
Instrument DateMar 8, 2018
Instrument15679
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 23, 2018
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,830.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 LUNETTA CT ST JOHNS FL 322591255, ST JOHNS, FL 32259-1255

Mortgage

Document Number45131542
DateMar 8, 2018
Book Page004513/001542
Instrument15680
Lender
NameCITADEL SVCNG CORP
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 74 Lunetta Ct was $15,910, up 11.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$894,756 (-11.75%) Land $200,000 Building $694,756$894,756 (-11.75%) Land $200,000 Building $694,756
2025$15,910.00 (+11.56%)$1,013,850 (+5.19%)$1,013,850 (+5.19%) Land $205,000 Building $808,850
2024$14,262.00 (+70.19%)$963,786 (+81.06%)$963,786 (+16.9%) Land $180,000 Building $783,786
2023$8,380.00 (+2%) Homeowner's exemption$532,296 (+3%)$824,424 (+5.54%) Land $130,000 Building $694,424
2022$8,216.00 Homeowner's exemption$516,792$781,145 Land $128,800 Building $652,345

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Lunetta Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Lunetta Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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