74 Lock St, Clyde, NY 14433 Property Records

Wayne County and Galen Town property record for 74 Lock St, Clyde, NY 14433

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,752 sqft · built 1875
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on Record
Last Sale$9,000 (Oct 2002)
Tax Bill$2,256 (2025)
Deeds & MortgagesOct 2025 Mortgage
APN0451-00

Property Details

APN / Parcel Number

Primary APN0451-00
Alternative APNs
  • 240107411200143014660000
  • 542401 74112-14-301466

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,752 sqft Total Area
1st Floor Area1,376 sqft
2nd Floor Area1,376 sqft

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleTraditional
Exterior MaterialWood
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions103 ft deep x 99 ft wide
PorchPorch
Porch Area244 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0451-00
Street Address74 LOCK ST
CityCLYDE
StateNY
Zip14433-1142
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description42112-14-271462
Legal Block14
Legal Lot Number301.466
JurisdictionWAYNE NY
Township / Civil DivisionGALEN
Census Block Group2
Census Block2018
Census Tract21800

Owner

Source: Wayne County and Galen Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address55 CHADWICK DR, ROCHESTER, NY 14618-4401
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2002 · Amount on Record
Deed SaleOct 7, 2002 · Amount on Record
Prior SaleFeb 1, 1999 · Amount on Record
Deed Book / Page901 / 93637
Last Transfer DateMay 5, 2003
Transfer Doc0902094691
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE NY
Property Address74 LOCK ST, CLYDE, NY 14433-1142
Transaction TypeMortgage
Record UpdatedNov 19, 2025
Title CompanyINDEPENDENT TITLE, INDEPENDENT TITLE AGY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00R9347162
DateOct 30, 2025
InstrumentR9347162
Lender
NameLYONS SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Wayne County and Galen Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWayne County
County SubdivisionGalen Town
MunicipalityClyde Village
Unified School DistrictClyde-Savannah Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,256.00$51,000 (-) Land $6,900 Building $44,100$78,462 (+29.23%) Land $10,615 Building $67,847
2023$51,000 Land $6,900 Building $44,100$60,714 Land $8,214 Building $52,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1979–1986)
Most Recent ClaimJan 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLYDE VILLAGE
serves 2,269 people · EPA ID NY5801228
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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