Kershaw County property record for 74 Lillifield Dr, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,336 sqft · built 2006 |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Feb 2026) |
| Tax Bill | $1,639 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 349-03-7B-019-SJI |
| Primary APN | 349-03-7B-019-SJI |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,336 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Porch | Porch |
| Porch Area | 140 sqft |
| Deck Area | 180 sqft |
| Account Number | 46591 |
|---|---|
| Old Parcel Number | 349-03-7B-019 SJI |
| Street Address | 74 LILLIFIELD DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | DIST:279 MAP REF:BK B131 PG 6 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 970906 |
Source: Kershaw County records · APN 349-03-7B-019-SJI
Assessment roll updated September 13, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 74 LILLIFIELD DR, ELGIN, SC 29045-8327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2026 | Warranty Deed, Transfer · VA Mortgage XPERT HOME LENDING INC |
| Jul 21, 2026 | Deed of Trust, Mortgage · VA Mortgage HOME LENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2026 · Amount on Record |
| Deed Sale | Feb 05, 2026 · Amount on Record |
| Prior Sale | Oct 02, 2006 · Amount on Record |
| Deed Document Number | 2026-1120 |
| Deed Book / Page | 5521 / 13 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Feb 05, 2026 |
| Property Address | 74 LILLIFIELD DR, ELGIN, SC 29045-8327 |
| Document Number | 0020261120 |
| Book / Page | 5521 / 13 |
| Map Reference | MB 6134 PG 8 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026-1120 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,144.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 74 LILLIFIELD DR, ELGIN, SC 29045-8327 |
| Document Number | 0020261121 |
|---|---|
| Date | Feb 05, 2026 |
| Instrument | 2026-1121 |
| Name | XPERT HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jul 21, 2026 |
| Property Address | 74 LILLIFIELD DR, ELGIN, SC 29045-8327 |
| Document Number | 0000007006 |
| Book / Page | 5639 / 51 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 20267006 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | E RECORDING PARTNERS NETWORK |
| Name | Verified Name |
|---|
| Document Number | 0000007006, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 5639/51 |
| Instrument | 20267006 |
| Name | HOME LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.21% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,639.00 (-0.61%) | $268,900 (-) Land $40,000 Building $228,900 | $268,900 (-) |
| 2023 | $1,649.00 | $268,900 Land $40,000 Building $228,900 | $268,900 |
Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 97 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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