74 Johns Ln, Loretto, TN 38469 Property Records

Lawrence County property record for 74 Johns Ln, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,633 sqft · built 1995
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jul 2021)
Tax Bill	$1,160 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050151 03807`

Property Details

APN / Parcel Number

Primary APN	`050151 03807`
Alternative APN	`151 03807`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,633 sqft Living Area
1st Floor Area	1,633 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	250 ft deep x 149 ft wide
Garage Type	Finished
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	217 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	74 JOHNS LN
City	LORETTO
State	TN
Zip	38469-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2028
Census Tract	960700

Owner

Source: Lawrence County records · APN 050151 03807

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	74 JOHNS LN, LORETTO, TN 38469-2051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2021 · Amount on Record
Deed Sale	Jul 09, 2021 · Amount on Record
Prior Sale	Oct 20, 2006 · Amount on Record
Deed Document Number	00RB640525
Deed Book / Page	RB640 / 525
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Jul 09, 2021
Property Address	74 JOHNS LN, LORETTO, TN 38469-2051
Document Number	0000640525
Book / Page	640 / 525
Instrument Date	Jul 09, 2021
Instrument	21004577
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$943.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 JOHNS LN, LORETTO, TN 38469-2051

Mortgage

Document Number	0021004578
Date	Jul 09, 2021
Instrument	21004578

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	Loretto City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,160.00	$57,675 (-) Land $2,450 Building $55,225
2024	$1,160.00	$57,675 (-) Land $2,450 Building $55,225
2023	$1,160.00	$57,675 (-) Land $2,450 Building $55,225
2022	$1,160.00	$57,675 Land $2,450 Building $55,225	$230,700 Land $9,800 Building $220,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 53 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.