74 Jefferson Ter, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 74 Jefferson Ter, Springfield, NJ 07081

Property Summary

Property TypeSingle Family Home
Details1,492 sqft · built 1952
Lot Size0.154 acres (6,700 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Jun 2016)
Tax Bill$10,972 (2025)
Deeds & MortgagesApr 2022 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN17-03504-0000-00001

Property Details

APN / Parcel Number

Primary APN17-03504-0000-00001
Alternative APNs
  • 1700164000000001
  • 170350400001

Interior

Stories1 Story
Building Area1,492 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialWood
Construction TypeWood
Lot Area6,700 sqft (0.154 acres)
Lot Dimensions100 ft deep x 67 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1700164000000001
Street Address74 JEFFERSON TER
CitySPRINGFIELD
StateNJ
Zip07081-3408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3504
Legal Lot Number1
JurisdictionUNION NJ
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3005
Census Tract37601

Owner

74 Jefferson Ter is owned and occupied by two individuals who bought it in June 2016.

Source: Union County and Springfield Township records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address74 JEFFERSON TER, SPRINGFIELD, NJ 07081-3408
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · FHA Mortgage
PHH MORTGAGE SERVICES CORP
Feb 19, 2021Deed of Trust, Mortgage · FHA Mortgage
PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2016 · Amount on File
Deed SaleJun 30, 2016 · Amount on File
Prior SaleAug 3, 2012 · Amount on File
Deed Book / Page6129 / 105
Prior Transfer DateMay 13, 1997
Prior Transfer Doc0000041050
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address74 JEFFERSON TER, SPRINGFIELD, NJ 07081-3408
Transaction TypeMortgage
Record UpdatedMay 9, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 JEFFERSON TER, SPRINGFIELD, NJ 07081-3408

Mortgage

Document Number0152052180
DateApr 20, 2022
Book Page15205/2180
Instrument36029
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressWEST PALM BEACH, FL 33416
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term290 Months
DueJun 1, 2046

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address74 JEFFERSON TER, SPRINGFIELD, NJ 07081-3408
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMER TTL INSRUANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 JEFFERSON TER, SPRINGFIELD, NJ 07081-3408

Mortgage

Document Number0148882094
DateFeb 19, 2021
Book Page14888/2094
Instrument4548
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMONTCALM, WV 24737
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term304 Months
DueJun 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 74 Jefferson Ter was $10,972, up 1.5% from the year before.

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionSpringfield Township
Unified School DistrictSpringfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$455,100 (-) Land $193,100 Building $262,000$455,100 (-) Land $193,100 Building $262,000
2025$10,972.00 (+1.52%)$455,100 Land $193,100 Building $262,000$455,100 Land $193,100 Building $262,000
2024$10,808.00
2023$455,100 Land $193,100 Building $262,000$455,100 Land $193,100 Building $262,000
2022$9,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Jefferson Ter in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1979–2021)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Jefferson Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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