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74 James St, Saco, ME 04072 Property Records

York County and Saco City property record for 74 James St, Saco, ME 04072

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 2,400 sqft · built 2022
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Tax Bill$7,552 (2025)
Deeds & MortgagesMay 2023 Refinance
Feb 2017 Transfer
Flood ZoneZone X (minimal risk)
APNG1090R

Property Details

APN / Parcel Number

Primary APNG1090R
Alternative APNs
  • SACO M:032 L:062 U:000-000
  • M:032 L:062 U:000=000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,400 sqft Living Area
Gross Area2,504 sqft
1st Floor Area792 sqft
Basement Area792 sqft
Unfinished Basement792 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberG1090R
Street Address74 JAMES ST
CitySACO
StateME
Zip04072-2914
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeHDR
Legal Lot Number62
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group2
Census Block2011
Census Tract5301

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address74 JAMES ST, SACO, ME 04072-2914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Feb 8, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2020
Deed SaleOct 7, 2020
Deed Document Number20202020050631
Deed Book / Page18406 / 124
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address74 JAMES ST, SACO, ME 04072-2914
Transaction TypeMortgage
Record UpdatedJun 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0192430006
DateMay 23, 2023
Book Page19243/6
Instrument2023013667
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACO ME
Recording DateFeb 8, 2017
Property Address74 JAMES ST, SACO, ME 04072-2914
Document Number0174180245
Book / Page017418 / 000245
Instrument DateFeb 2, 2017
Instrument5374
Transaction TypeTransfer
Record UpdatedFeb 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 JAMES ST SACO ME 040722914, SACO, ME 04072-2914

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,552.00 (+49.63%)$531,800 (+48.05%) Land $117,400 Building $414,400
2024$5,047.00 (+207.93%)$359,200 (+301.79%) Land $117,400 Building $241,800
2022$1,639.00$89,400 Land $89,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Fidium Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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