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74 Jackson Ave, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 74 Jackson Ave, Valparaiso, FL 32580

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,829 sqft · built 2006
Lot Size0.258 acres (11,249 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Jul 2023)
Tax Bill$2,540 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Jan 2017 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNC56-000-594-0368-3

Property Details

APN / Parcel Number

Primary APNC56-000-594-0368-3
Alternative APNs
  • 12-1S-23-253E-0026-0040
  • 23S112253E00260040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,829 sqft Living Area
Gross Area2,379 sqft
1st Floor Area1,829 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area11,249 sqft (0.258 acres)
Lot Width68 ft Width
PorchFinished/Open Porch
Porch Area90 sqft
Patio Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address74 JACKSON AVE
CityVALPARAISO
StateFL
Zip32580-1709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALPARAISO PLAT # 7 LOT 4 BLK 26 LESS S 7.5 FT
Legal Range23W
Legal Township01S
Legal Section12
Legal SubdivisionVALPARAISO
Legal Block26
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1026
Census Tract21200

Owner

Source: Okaloosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address711 SAINT CROIX CV, NICEVILLE, FL 32578-3811
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jan 12, 2017Deed of Trust, Mortgage · VA Mortgage
STONEGATE MORTGAGE CORP
Jan 5, 2022Intrafamily Transfer, Transfer
Jan 10, 2022Intrafamily Transfer, Transfer · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Apr 14, 2021Intrafamily Transfer, Transfer
Apr 24, 2020Intrafamily Transfer, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2023 · Amount on Record
Deed SaleJul 26, 2023 · Amount on Record
Prior SaleApr 24, 2020
Deed Document Number20233637737
Deed Book / Page3685 / 586
Prior Transfer DateMay 13, 2021
Prior Transfer Doc0035974494
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateApr 27, 2026
Property Address74 JACKSON AVE, VALPARAISO, FL 32580-1709
Document Number0003812933
Instrument DateApr 17, 2026
Instrument20263812933
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 JACKSON AVE, VALPARAISO, FL 32580-1709

Mortgage

Document Number0003812933,
DateApr 27, 2026
Instrument20263812933
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 13, 2056
Interest
Rate6.22%
Max Rate-1%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address74 JACKSON AVE, VALPARAISO, FL 32580-1709
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032832412
DateJan 12, 2017
Book Page3283/2412
Instrument3111952
Lender
NameSTONEGATE MORTGAGE CORP
TypeMortgage Company
AddressINDIANAPOLIS, IN 46240
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateJan 5, 2022
Property Address74 JACKSON AVE, VALPARAISO, FL 32580-1709
Document Number0035970360
Book / Page3597 / 360
Map ReferenceMB 1 PG 62
Instrument DateJul 26, 2021
Instrument3517633
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address74 JACKSON AVE, 74, VALPARAISO, FL 32580-1709

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 JACKSON AVENUE, VALPARAISO, FL 32580

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateJan 10, 2022
Property Address74 JACKSON AVE, VALPARAISO, FL 32580-1709
Document Number0035974494
Book / Page3597 / 4494
Map ReferenceMB 1 PG 62
Instrument DateMay 13, 2021
Instrument3518590
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyMADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 JACKSON AVE, VALPARAISO, FL 32580-1709

Mortgage

Document Number0035974497
DateJan 10, 2022
Instrument3597/4497
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term473 Months
DueJun 1, 2061

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateApr 14, 2021
Property Address74 JACKSON AVE, VALPARAISO, FL 32580-1709
Document Number0035391385
Book / Page3539 / 1385
Map ReferenceMB 1 PG 62
Instrument DateApr 2, 2021
Instrument3446252
Transaction TypeTransfer
Record UpdatedMay 19, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 JACKSON AVE, VALPARAISO, FL 32580-1709
InvestorPossibly a Property Investor

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateApr 24, 2020
Property Address74 JACKSON AVE, VALPARAISO, FL 32580-1709
Document Number0034581959
Book / Page3458 / 1959
Map ReferenceMB 1 PG 62
Instrument DateMar 3, 2020
Instrument3354165
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyORANGE COAST LENDER SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address74 JACKSON AVE, VALPARAISO, FL 32580-1709

Mortgage

Document Number0034581962
DateApr 24, 2020
Instrument3458/1962
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityValparaiso City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,540.00 (+10.97%)$217,164 (+5.99%)$263,982 (+1.58%) Land $64,752 Building $199,230
2023$2,289.00 (+7.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$204,897 (+6.74%)$259,887 (+9.02%) Land $54,655 Building $205,232
2022$2,139.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$191,962$238,382 Land $45,263 Building $193,119

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VALPARAISO
serves 5,722 people · EPA ID FL1460149
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 2,000
City of Valparaiso
Cable		300 / 25
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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