74 Independence Dr, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 74 Independence Dr, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 1967
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Aug 2023)
Tax Bill	$4,395 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:050 L:008`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:050 L:008`
Alternative APNs	`M:050 B:008` `4540`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	74 INDEPENDENCE DR
City	WESTBROOK
State	ME
Zip	04092-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Lot Number	8
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1018
Census Tract	2600

Owner

74 Independence Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 INDEPENDENCE DR, WESTBROOK, ME 04092-4517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Jun 15, 2018	Quit Claim Deed, Transfer KENNEBUNK SVGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on File
Deed Sale	Aug 21, 2023 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Deed Book / Page	40314 / 208
Transfer Doc	22630-0229
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Aug 21, 2023
Property Address	74 INDEPENDENCE DR, WESTBROOK, ME 04092-4517
Document Number	0403140208
Book / Page	40314 / 208
Instrument Date	Aug 21, 2023
Instrument	29120
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 KING FARM BLVD APT E202, E202, ROCKVILLE, MD 20850-6052

Mortgage

Document Number	0000029121
Date	Aug 21, 2023
Instrument	29121

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBROOK ME
Recording Date	Jun 15, 2018
Property Address	74 INDEPENDENCE DR, WESTBROOK, ME 04092-4517
Document Number	0349150020
Book / Page	34915 / 0020
Instrument	000000027835
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027836
Date	Jun 15, 2018
Instrument	000000027836

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Amount	Amount on Record
Term	312 Months
Due	Jun 15, 2044

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,395.00 (+10.57%)	$263,500 (+19.99%) Land $100,300 Building $163,200
2022	$3,975.00	$219,600 Land $83,600 Building $136,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Independence Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1996–2010)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Feb 2010 · Severe Winter Storm
Claims by Event	Severe Winter Storm, Feb 2010 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Independence Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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