74 Howard St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Woodbridge Township property record for 74 Howard St, Perth Amboy, NJ 08861

Property Summary

Property Type	Single Family Home
Details	2,229 sqft · built 1895
Lot Size	0.311 acres (13,552 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,500 (Oct 1995)
Tax Bill	$11,805 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00004-27-00021`

Property Details

APN / Parcel Number

Primary APN	`25-00004-27-00021`
Alternative APNs	`2500004002700021` `390`

Interior

Stories	2 Stories
Building Area	2,229 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Aluminum/Vinyl
Lot Area	13,552 sqft (0.311 acres)
Lot Dimensions	154 ft deep x 88 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	390
Street Address	74 HOWARD ST
City	PERTH AMBOY
State	NJ
Zip	08861-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	88.0X154.0
Legal Subdivision	HOPELAWN
Legal Block	4.27
Legal Lot Number	21
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	2
Census Block	2013
Census Tract	3300

Owner

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 HOWARD ST, PERTH AMBOY, NJ 08861-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 1995 · Amount on Record
Deed Sale	Oct 4, 1995 · Amount on Record
Deed Book / Page	5272 / 861
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	74 HOWARD ST, PERTH AMBOY, NJ 08861-1526
Document Number	0000013088
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 HOWARD ST PERTH AMBOY NJ 088611526, PERTH AMBOY, NJ 08861-1526

Mortgage

Document Number	0000013088
Date	Jun 9, 2017
Book Page	016792/000285
Instrument	13088

Lender

Name	PROVIDENT BK
Type	Bank
Address	ISOLIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,900 (-) Land $30,400 Building $59,500	$89,900 (-) Land $30,400 Building $59,500
2025	$11,805.00 (+3.49%)	$89,900 (-) Land $30,400 Building $59,500	$89,900 (-) Land $30,400 Building $59,500
2024	$11,407.00 (+5.61%)
2023		$89,900 Land $30,400 Building $59,500	$89,900 Land $30,400 Building $59,500
2022	$10,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20