74 Howard Ave, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 74 Howard Ave, Freeport, NY 11520

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,457 sqft · built 1955
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jun 2021)
Tax Bill	$7,977 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2025 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`62-106-00-0435`

Property Details

APN / Parcel Number

Primary APN	`62-106-00-0435`
Alternative APNs	`2009-62-106-00-0435-0` `62106000435000000000` `282009 62.-106-435` `62106 04350`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
1st Floor Area	936 sqft
Basement Area	468 sqft
Finished Basement	468 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	308 sqft
Balcony Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	62106 04350
Street Address	74 HOWARD AVE
City	FREEPORT
State	NY
Zip	11520-6250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 009
Legal Subdivision	FREEPORT GABLES SEC 02
Legal Block	106
Legal Lot Number	435
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	2
Census Block	2004
Census Tract	414502

Owner

74 Howard Ave is owned and occupied by an individual who bought it in June 2021.

Source: Nassau County and Hempstead Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	74 HOWARD AVE, FREEPORT, NY 11520-6250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Jun 28, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage BETHPAGE FCU
Apr 25, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Apr 25, 2017 · Amount on File
Deed Document Number	2021-084807
Deed Book / Page	14099 / 762
Prior Transfer Date	Jun 22, 2016
Prior Transfer Doc	0134010972
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	74 HOWARD AVE, FREEPORT, NY 11520-6250
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 HOWARD AVE, FREEPORT, NY 11520-6250

Mortgage

Document Number	M481580274
Date	Oct 6, 2025
Book Page	M48158/274
Instrument	2025-64271

Lender

Name	FOURLEAF FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	74 HOWARD AVE, FREEPORT, NY 11520-6250
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 HOWARD AVE, FREEPORT, NY 11520-6250

Mortgage

Document Number	M481580280
Date	Oct 6, 2025
Book Page	M48158/280
Instrument	2025-64272

Lender

Name	FOURLEAF FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	74 HOWARD AVE, FREEPORT, NY 11520-6250
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 HOWARD AVE, FREEPORT, NY 11520-6250

Mortgage

Document Number	M469760257
Date	Dec 13, 2022
Book Page	M46976/257
Instrument	2022-116545

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	352 Months
Due	Apr 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Jun 28, 2021
Property Address	74 HOWARD AVE, FREEPORT, NY 11520-6250
Document Number	0140990762
Book / Page	14099 / 762
Map Reference	MAP 918 CASE 2630
Instrument Date	Jun 15, 2021
Instrument	2021-084807
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 HOWARD AVE, FREEPORT, NY 11520-6250

Mortgage

Document Number	202108480845567155
Date	Jun 28, 2021
Instrument	2021-08480845567155

Lender

Name	BETHPAGE FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU NY
Recording Date	Apr 25, 2017
Property Address	74 HOWARD AVE, FREEPORT, NY 11520-6250
Document Number	0134990899
Book / Page	013499 / 000899
Instrument Date	Feb 7, 2017
Instrument	41012
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$774.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 HELENA DR SOUTH HEMPSTEAD NY 115508009, SOUTH HEMPSTEAD, NY 11550-8009

Tax Assessment & Valuation

The 2025 property tax bill for 74 Howard Ave was $7,977.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Freeport Village
Unified School District	Freeport Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370 (-) Land $150 Building $220	$370,000 (-)
2025	$7,977.00	$370 Land $150 Building $220	$370,000
2023	$7,835.00 Additional exemption filed	$356 Land $144 Building $212	$356,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Howard Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	407 in force
Nearby Flood Claims	871 (1978–2024)
Claims Outside the SFHA	6 of 871
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 464 claims Hurricane Irene, Sep 2011 · 145 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT (V) serves 45,000 people · EPA ID NY2902823
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howard Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures