74 Hoolaulea St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 74 Hoolaulea St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,280 sqft · built 1992
Lot Size	0.355 acres (15,466 sqft)
Owner	Individual Name on File
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-2-4-053-084`

Property Details

APN / Parcel Number

Primary APN	`3-2-4-053-084`
Alternative APNs	`3-2-4-053-084-0000` `240530840000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	1,656 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,466 sqft (0.355 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	74 HOOLAULEA ST
City	HILO
State	HI
Zip	96720-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5A
Legal Subdivision	WAIAKEA HOMESITE SUBDIVISION
Legal Lot Number	11
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	1
Census Block	1006
Census Tract	20702

Owner

74 Hoolaulea St is owned and occupied by an individual.

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	74 HOOLAULEA ST, HILO, HI 96720-3411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	74 HOOLAULEA ST, HILO, HI 96720-3411
Document Number	0A76910121
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 HOOLAULEA ST HILO HI 967203411, HILO, HI 96720-3411

Mortgage

Document Number	0A76910121
Date	Jan 21, 2021
Instrument	A76910121

Lender

Name	FIRST HAWAIIAN BK
Type	Bank
Address	HONOLULU, HI 96847

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 74 Hoolaulea St was $1,308 with a homeowner's exemption.

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,800 (+3.01%) Land $80,500 Building $344,300	$630,100 (-) Land $225,300 Building $404,800
2025	$1,308.00	$412,400 (+3%) Land $80,500 Building $331,900	$630,100 (+4.81%) Land $225,300 Building $404,800
2024		$400,400 (+3.01%) Land $80,500 Building $319,900	$601,200 (+8.34%) Land $225,000 Building $376,200
2023	$1,236.00 Homeowner's exemption	$388,700 Land $80,500 Building $308,200	$554,900 Land $204,500 Building $350,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Hoolaulea St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (1979–2000)
Most Recent Claim	Nov 2000 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Nov 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Hoolaulea St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Hawaii
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20