74 Holyrood Ave, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 74 Holyrood Ave, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,140 sqft · built 1900
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Apr 2021)
Tax Bill	$8,968 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F01820`

Property Details

APN / Parcel Number

Primary APN	`F01820`
Alternative APNs	`LOWE M:251 B:3055 L:74` `M:000251 T:F01820`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,140 sqft Living Area
Gross Area	6,274 sqft
1st Floor Area	1,996 sqft
Attic	Attic
Attic Area	1,144 sqft
Basement Area	1,668 sqft
Unfinished Basement	1,668 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	F01820
Street Address	74 HOLYROOD AVE
City	LOWELL
State	MA
Zip	01852-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	3055
Legal Lot Number	74
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3010
Census Tract	312502

Owner

74 Holyrood Ave is owned and occupied by two individuals who bought it in April 2021.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 HOLYROOD AVE, LOWELL, MA 01852-3802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Feb 7, 1992 · Amount on File
Deed Book / Page	35652 / 290
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 22, 2021
Property Address	74 HOLYROOD AVE, LOWELL, MA 01852-3802
Document Number	035652-290
Book / Page	35652 / 290
Instrument Date	Apr 22, 2021
Instrument	202100023928
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	74 HOLYROOD AVE, LOWELL, MA 01852-3802

Mortgage

Document Number	202100023929
Date	Apr 22, 2021
Instrument	202100023929

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 74 Holyrood Ave was $8,968, up 7.8% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,968.00 (+7.84%)	$790,100 (+9.07%) Land $267,300 Building $522,800	$737,318 (-9.67%)
2025	$8,316.00 (-1.39%)	$724,400 (+2.3%) Land $249,800 Building $474,600	$816,240 (+0.76%)
2024	$8,433.00 (+5.85%)	$708,100 (+10.38%) Land $233,500 Building $474,600	$810,065
2023	$7,967.00	$641,500 Land $203,000 Building $438,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Holyrood Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74 Holyrood Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20