74 Hillcrest Rd, Mount Vernon, NY 10552 Property Records

Westchester County and Mount Vernon City property record for 74 Hillcrest Rd, Mount Vernon, NY 10552

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jan 2007)
Tax Bill	$10,893 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550800 165.35-2191-17`

Property Details

APN / Parcel Number

Primary APN	`550800 165.35-2191-17`
Alternative APNs	`080016503521910170000000` `050310`

Exterior

Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Account Number	050310
Street Address	74 HILLCREST RD
City	MOUNT VERNON
State	NY
Zip	10552-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHESTER HEIGHTS
Legal Block	2191
Legal Lot Number	17.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4004
Census Tract	15100

Owner

74 Hillcrest Rd is owned and occupied by two individuals who acquired it in August 2010.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 HILLCREST RD, MOUNT VERNON, NY 10552-1509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 12, 2020	Loan Modification, Mortgage · Conventional with PMI MR COOPER
Feb 12, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2007 · Amount on File
Deed Sale	Jan 29, 2007 · Amount on File
Prior Sale	May 9, 2002 · Amount on File
Deed Document Number	2007463400708
Last Transfer Date	Aug 27, 2010
Transfer Doc	0502373029
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	74 HILLCREST RD, MOUNT VERNON, NY 10552-1509
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 HILLCREST RD, MOUNT VERNON, NY 10552-1509

Mortgage

Document Number	0653233306
Date	Nov 19, 2025
Instrument	653233306

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	74 HILLCREST RD, MOUNT VERNON, NY 10552-1509
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	REA ABSTRACT, RAM ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610363836
Date	Feb 8, 2021
Instrument	610363836

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	74 HILLCREST RD, MOUNT VERNON, NY 10552-1509
Document Number	0600523047
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74 HILLCREST RD MOUNT VERNON NY 105521509, MOUNT VERNON, NY 10552-1509

Mortgage

Document Number	0600523047
Date	Mar 5, 2020
Book Page	060052/003047

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Interest

Rate	3.37%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	74 HILLCREST RD, MOUNT VERNON, NY 10552-1509
Document Number	0600523046
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74 HILLCREST RD MOUNT VERNON NY 105521509, MOUNT VERNON, NY 10552-1509

Mortgage

Document Number	0600523046
Date	Mar 5, 2020
Book Page	060052/003046

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 74 Hillcrest Rd was $10,893, down 21.8% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,893.00 (-21.76%)
2025	$13,922.00	$6,338 (-) Land $2,900 Building $3,438	$352,111 (+6.67%) Land $161,111 Building $191,000
2024		$6,338 (-24.99%) Land $2,900 Building $3,438	$330,105 (-33.2%) Land $151,042 Building $179,063
2023		$8,450 Land $2,900 Building $5,550	$494,152 Land $169,591 Building $324,561

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Hillcrest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2014–2022)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Hillcrest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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