Glocester Town property record for 74 Highland Lake Rd, Chepachet, RI 02814
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,156 sqft · built 1940 |
| Lot Size | 0.486 acres (21,170 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,500 (May 2017) |
| Tax Bill | $4,399 (2025) |
| Deeds & Mortgages | Jun 2026 Second Mortgage Nov 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-1333-17 |
| Primary APN | 13-1333-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| Gross Area | 2,502 sqft |
| 1st Floor Area | 1,156 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,170 sqft (0.486 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13-1333-17 |
|---|---|
| Street Address | 74 HIGHLAND LAKE RD |
| City | CHEPACHET |
| State | RI |
| Zip | 02814-1493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 80 |
| Legal Block | 226 |
| Jurisdiction | GLOCESTER RI |
| Township / Civil Division | GLOCESTER |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 13102 |
74 Highland Lake Rd is owned and occupied by an individual who bought it in May 2017.
Source: Glocester Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 HIGHLAND LAKE RD, CHEPACHET, RI 02814-1493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND CREDIT UNION |
| Jul 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| May 30, 2017 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on File |
| Deed Sale | May 30, 2017 · Amount on File |
| Prior Sale | Feb 17, 1998 · Amount on File |
| Deed Document Number | 201736181 |
| Deed Book / Page | 742 / 185 |
| Transfer Doc | 707-1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Recording Date | Jun 12, 2026 |
| Property Address | 74 HIGHLAND LAKE RD, CHEPACHET, RI 02814-1493 |
| Document Number | 00000992-1 |
| Book / Page | 992 / 1 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202657216 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 74 HIGHLAND LAKE RD, CHEPACHET, RI 02814-1493 |
| Document Number | 0000057216, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 992/1 |
| Instrument | 202657216 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Property Address | 74 HIGHLAND LAKE RD, CHEPACHET, RI 02814-1493 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000916-109 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 916/109 |
| Instrument | 50833 |
| Name | RHODE ISLAND CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Dec 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Property Address | 74 HIGHLAND LAKE RD, CHEPACHET, RI 02814-1493 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000874-63 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 874/63 |
| Instrument | 47317 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Recording Date | May 30, 2017 |
| Property Address | 74 HIGHLAND LAKE RD, CHEPACHET, RI 02814-1493 |
| Document Number | 742-185 |
| Book / Page | 742 / 185 |
| Instrument | 36181 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36.17 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 7420187 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 00742/0187 |
| Name | HOME POINT FINL CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2047 |
The 2025 property tax bill for 74 Highland Lake Rd was $4,399.
Source: Glocester Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Glocester Town |
| Secondary School District | Foster-Glocester Regional School District (06 - 12) |
| Elementary School District | Glocester Elementary School District (PK - 05) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,399.00 | $308,500 Land $129,200 Building $179,300 | $398,031 |
| 2023 | $4,396.00 (+14.75%) | $308,500 (+50.49%) Land $129,200 Building $179,300 | |
| 2022 | $3,831.00 | $205,000 Land $80,400 Building $124,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Highland Lake Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Highland Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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