74 Highland Ave, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 74 Highland Ave, Lynnfield, MA 01940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,003 sqft · built 2014
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$659,900 (Oct 2017)
Tax Bill$12,119 (2026)
Deeds & MortgagesSep 2020 Refinance
Sep 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNLYNF M:0035 B:0000 L:0914

Property Details

APN / Parcel Number

Primary APNLYNF M:0035 B:0000 L:0914

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,003 sqft Living Area
Gross Area3,821 sqft
Basement Area924 sqft
Unfinished Basement231 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address74 HIGHLAND AVE
CityLYNNFIELD
StateMA
Zip01940-1906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number914
JurisdictionLYNNFIELD MA
Township / Civil DivisionLYNNFIELD
Census Block Group4
Census Block4005
Census Tract209100

Owner

74 Highland Ave is owned and occupied by two individuals who bought it in October 2017.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address74 HIGHLAND AVE, LYNNFIELD, MA 01940-1906
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHPOINT MORTGAGE INC
Sep 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CALIBER HOME LOANS INC
Oct 27, 2017Quit Claim Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2017 · Amount on File
Deed SaleOct 27, 2017 · Amount on File
Prior SaleSep 24, 2014 · Amount on File
Deed Book / Page36288 / 475
Transfer Doc036288-475
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address74 HIGHLAND AVE, LYNNFIELD, MA 01940-1906
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38991-520
DateSep 29, 2020
Book Page38991/520
Instrument20200929001370
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address74 HIGHLAND AVE, LYNNFIELD, MA 01940-1906
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37890-547
DateSep 30, 2019
Book Page37890/547
Instrument20190930006560
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2049

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNNFIELD MA
Recording DateOct 27, 2017
Property Address74 HIGHLAND AVE, LYNNFIELD, MA 01940-1906
Document Number36288-475
Book / Page036288 / 000475
Instrument DateOct 19, 2017
Instrument1710276960
Transaction TypeTransfer
Record UpdatedNov 14, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,009.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address74 HIGHLAND AVE LYNNFIELD MA 019401906, LYNNFIELD, MA 01940-1906

Mortgage

Document Number36288-477
DateOct 27, 2017
Book Page036288/000477
Instrument1710276970
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 74 Highland Ave was $12,119, up 9.2% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionLynnfield Town
Unified School DistrictLynnfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,119.00 (+9.23%)$1,057,500 (+0.65%) Land $461,400 Building $596,100$1,058,180 (+8.4%)
2025$11,095.00 (+13.34%)$1,050,700 (+12.81%) Land $457,300 Building $593,400$976,220
2024$9,789.00 (+2.25%)$931,400 (+9.93%) Land $404,700 Building $526,700
2023$9,574.00$847,300 Land $383,900 Building $463,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Highland Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims10 (1979–2021)
Claims Outside the SFHA6 of 10
Most Recent ClaimOct 2021 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Highland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNNFIELD CENTER WATER DISTRICT
serves 8,525 people · EPA ID MA3164000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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