Worcester County and Gardner City property record for 74 High St, Gardner, MA 01440
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,358 sqft · built 1860 |
| Lot Size | 0.45 acres (19,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Oct 1989) |
| Tax Bill | $5,522 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:T-13 B:0007 L:0020 |
| Primary APN | M:T-13 B:0007 L:0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,358 sqft Living Area |
| Gross Area | 5,144 sqft |
| Basement Area | 1,173 sqft |
| Unfinished Basement | 1,173 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,600 sqft (0.45 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 74 HIGH ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3575 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Subdivision | THOMAS E JELENIEWSKI |
| Legal Block | 10 |
| Legal Lot Number | 20 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 707100 |
74 High St, a duplex, is owned and occupied by two individuals who bought it in October 1989.
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 HIGH ST, GARDNER, MA 01440-3575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 1989 · Amount on File |
| Deed Sale | Oct 31, 1989 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 74 High St was $5,522, up 10,944% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,522.00 (+10,944%) | $401,000 (+14.05%) Land $81,700 Building $319,300 | $377,680 |
| 2025 | $50.00 (-98.95%) | $351,600 (+10.32%) Land $74,400 Building $277,200 | |
| 2024 | $4,777.00 (+1.99%) | $318,700 (+9.75%) Land $67,600 Building $251,100 | |
| 2023 | $4,684.00 | $290,400 Land $66,600 Building $223,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 High St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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