74 High Ridge Cir, Inlet Beach, FL 32461 Property Records

Walton County property record for 74 High Ridge Cir, Inlet Beach, FL 32461

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 1995
Lot Size	0.358 acres (15,594 sqft)
Owner	Company Name on Record
Last Sale	$410,000 (Jul 2022)
Tax Bill	$2,114 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16140-000-0040`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16140-000-0040`
Alternative APNs	`36-318-16140-000-0040` `1083030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,628 sqft
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,594 sqft (0.358 acres)
Porch	Open/Unfinished Porch
Porch Area	172 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	74 HIGH RIDGE CIR
City	INLET BEACH
State	FL
Zip	32461-7361
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RP
Legal Description	LOT 4 HIGH RIDGE ESTATES PB 10-22 OR 1159-153 OR 2483-819 OR 2671-3022 OR 3107-4073
Legal Range	018
Legal Township	03S
Legal Section	36
Legal Subdivision	HIGH RIDGE ESTATES
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2035
Census Tract	950610

Owner

Source: Walton County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	603 FOUR WINDS POINTE, PEACHTREE CITY, GA 30269-3225
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Warranty Deed, Transfer MESSER INVESTMENT PROPERTIES INC
Jun 7, 2019	Warranty Deed, Transfer LOANDEPOT.COM LLC
May 7, 2018	Loan Modification, Mortgage · Conventional Mortgage SETERUS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022 · Amount on Record
Deed Sale	Jul 5, 2022 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	202231249
Deed Book / Page	3258 / 4246
Prior Transfer Date	Apr 25, 2005
Prior Transfer Doc	0026713022
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 5, 2022
Property Address	74 HIGH RIDGE CIR, INLET BEACH, FL 32461-7361
Document Number	0032584246
Book / Page	3258 / 4246
Map Reference	MB 10 PG 22
Instrument Date	Jul 1, 2022
Instrument	20220031249
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 HAMMOCK TRL E # EA202, 205, FREEPORT, FL 32439-7655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 WINDS POINTE, PEACHTREE CITY, GA 30269

Mortgage

Document Number	0032584248
Date	Jul 5, 2022
Instrument	3258/4248

Lender

Name	MESSER INVESTMENT PROPERTIES INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 7, 2019
Property Address	74 HIGH RIDGE CIR, INLET BEACH, FL 32461-7361
Document Number	0031074073
Book / Page	003107 / 004073
Instrument Date	Jun 6, 2019
Instrument	18699
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 HIGH RIDGE CIR PANAMA CITY BEACH FL 324617361, PANAMA CITY BEACH, FL 32461-7361

Mortgage

Document Number	31074075
Date	Jun 7, 2019
Book Page	003107/004075
Instrument	18700

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	74 HIGH RIDGE CIR, INLET BEACH, FL 32461-7361
Document Number	0030881744
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 HIGH RIDGE CIR INLET BEACH FL 324617361, INLET BEACH, FL 32461-7361

Mortgage

Document Number	0030881744
Date	Oct 25, 2018
Book Page	003088/001744
Instrument	35624

Lender

Name	SETERUS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 24, 2058

Interest

Rate	4%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,114.00 (+4.55%)	$233,996 (+6.37%) Land $202,728 Building $31,268	$233,996 (+6.37%) Land $202,728 Building $31,268
2024	$2,022.00 (+1.2%)
2023	$1,998.00 (+142.18%)	$219,981 (+26.74%) Land $182,689 Building $37,292	$219,981 (+26.74%) Land $182,689 Building $37,292
2022	$825.00 Homeowner's exemption	$173,567 Land $147,567 Building $26,000	$173,567 Land $147,567 Building $26,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Xtream Cable	2,000 / 1,000
WOW Internet, Cable & Phone Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: REV, Verizon.

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