74 Harvey St, Coldwater, MI 49036 Property Records

Branch County property record for 74 Harvey St, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,008 sqft · built 1956
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Nov 2025)
Tax Bill$2,348 (2025)
Deeds & MortgagesMay 2026 Transfer
Nov 2025 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN302-000-000-091-00

Property Details

APN / Parcel Number

Primary APN302-000-000-091-00

Interior

Full Baths1 Bath
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address74 HARVEY ST
CityCOLDWATER
StateMI
Zip49036-1415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 44 OF PINE CREST ADDN IN W 1/2 OF NW 1/4 SEC 15 T6S R6W
Legal Range06W
Legal Township06S
Legal Section15
Legal SubdivisionPINE CREST ADD
Legal Lot Number44
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1003
Census Tract951500

Owner

74 Harvey St is owned and occupied by two individuals who acquired it in May 2026.

Source: Branch County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address74 HARVEY ST, COLDWATER, MI 49036-1415
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 13, 2025Warranty Deed, Transfer
DEVON TITLE COMPANY, DEVON TITLE AGENCY
Jun 21, 2022Warranty Deed, Transfer · Conventional Mortgage
CONSUMERS CU
Nov 4, 2020Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Mar 12, 2020Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Feb 23, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2025 · Amount on File
Deed SaleNov 13, 2025 · Amount on File
Prior SaleJun 21, 2022 · Amount on File
Deed Document Number20256739
Last Transfer DateMay 14, 2026
Transfer Doc0000003048
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRANCH MI
Recording DateMay 18, 2026
Property Address74 HARVEY ST, COLDWATER, MI 49036-1415
Document Number0000003048
Instrument DateMay 14, 2026
Instrument20263048
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address74 HARVEY ST, COLDWATER, MI 49036-1415

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateNov 13, 2025
Property Address74 HARVEY ST, COLDWATER, MI 49036-1415
Document Number0202506739
Map ReferenceLB 4 PG 32
Instrument DateNov 6, 2025
Instrument2025-06739
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount on Record
Tax$1,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address74 HARVEY ST, COLDWATER, MI 49036-1415

Transferred To (Grantee/Buyer)

NameVerified Name
Address9090 12 MILE RD, CERESCO, MI 49033-9784

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateJun 21, 2022
Property Address74 HARVEY ST, COLDWATER, MI 49036-1415
Document Number0202204317
Map ReferenceLB 4 PG 32
Instrument DateJun 15, 2022
Instrument2022-04317
Transaction TypeTransfer
Record UpdatedJul 5, 2022
Title CompanyMUTUAL TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address74 HARVEY ST, 74, COLDWATER, MI 49036-1415

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 WEST ACACIA BOULEVARD, STRONGSVILLE, OH 44136

Mortgage

Document Number0202204318
DateJun 21, 2022
Instrument2022-04318
Lender
NameCONSUMERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateNov 4, 2020
Property Address74 HARVEY ST, COLDWATER, MI 49036-1415
Document Number202007557
Map ReferenceLB 4 PG 32
Instrument DateOct 26, 2020
Instrument2020-07557
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$834.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address74 HARVEY ST, 74, COLDWATER, MI 49036-1415

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SAUK BLVD APT G301, G301, COLDWATER, MI 49036-8844
InvestorPossibly a Property Investor

Mortgage

Document Number202007558
DateNov 4, 2020
Instrument2020-07558
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address74 HARVEY ST, COLDWATER, MI 49036-1415
Transaction TypeMortgage
Record UpdatedApr 9, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202001524
DateMar 12, 2020
Instrument2020-01524
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueFeb 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateFeb 23, 2017
Property Address74 HARVEY ST, COLDWATER, MI 49036-1415
Document Number201701156
Map ReferenceLB4 PG32
Instrument DateFeb 17, 2017
Instrument2017-01156
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$412.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6018 HEYWOOD CV, 6018, FORT WAYNE, IN 46815-6270

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 HARVEY ST, COLDWATER, MI 49036-1415

Mortgage

Document Number201701157
DateFeb 23, 2017
Instrument2017-01157
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 74 Harvey St was $2,348, up 2.6% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
MunicipalityColdwater City
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,550 (+1.88%)$119,100 (+1.88%)
2025$2,348.00 (+2.58%)$58,450$116,900
2024$2,289.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Harvey St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Harvey St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER
serves 13,822 people · EPA ID MI0001500
Water SourceGroundwater
Last State InspectionOct 2021
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Coldwater Board of Public Utilities
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Verizon.

Nearby Properties on Harvey St

Nearby Streets

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