74 Harmony Ln, Monroe, CT 06468 Property Records

Monroe Town property record for 74 Harmony Ln, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,704 sqft · built 1985
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on File
Last Sale	$642,000 (Dec 2021)
Tax Bill	$13,987 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05801600`

Property Details

APN / Parcel Number

Primary APN	`05801600`
Alternative APNs	`MNRO M:058 B:016 L:00` `MONR M:058 B:016 L:00` `5801600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,704 sqft Living Area
Gross Area	5,272 sqft
1st Floor Area	2,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	109,336 sqft (2.51 acres)
Garage Type	Attached
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5801600
Street Address	74 HARMONY LN
City	MONROE
State	CT
Zip	06468-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF1
Legal Block	16
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2003
Census Tract	100100

Owner

74 Harmony Ln is owned and occupied by an individual who bought it in December 2021.

Source: Monroe Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	74 HARMONY LN, MONROE, CT 06468-1138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE AFFINITY LLC
Dec 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WILLIAM RAVEIS MORTGAGE CO
Jan 6, 2021	Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Deed Document Number	20214545
Deed Book / Page	2201 / 210
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	74 HARMONY LN, MONROE, CT 06468-1138
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002130-67
Date	Jan 6, 2021
Book Page	2130/67
Instrument	58

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Dec 22, 2021
Property Address	74 HARMONY LN, MONROE, CT 06468-1138
Document Number	002201-210
Book / Page	2201 / 210
Instrument Date	Dec 17, 2021
Instrument	4545
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8 IVY PL # B, B, NORWALK, CT 06854-1406

Mortgage

Document Number	0000004546
Date	Dec 22, 2021
Instrument	4546

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	74 HARMONY LN, MONROE, CT 06468-1138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2130-67
Date	Jan 6, 2021
Book Page	2130/67
Instrument	58

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 74 Harmony Ln was $13,987, up 4.2% from the year before.

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,987.00 (+4.22%)	$468,120 (-) Land $129,220 Building $338,900	$767,521 (+134.23%)
2025	$13,421.00	$468,120 Land $129,220 Building $338,900	$327,684 Land $90,454 Building $237,230
2024	$13,421.00 (+11.14%)
2023	$12,076.00 (+1.87%)	$321,600 (-) Land $109,700 Building $211,900
2022	$11,854.00	$321,600 Land $109,700 Building $211,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Harmony Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Harmony Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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