74 Harding Ave, Kingston, NY 12401 Property Records

Ulster County and Kingston City property record for 74 Harding Ave, Kingston, NY 12401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,459 sqft · built 1947
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Aug 2015)
Tax Bill	$16,161 (2025)
Deeds & Mortgages	Jul 2019 Loan Modification Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510800 48.270-3-44`

Property Details

APN / Parcel Number

Primary APN	`510800 48.270-3-44`
Alternative APN	`022176.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,459 sqft Living Area
1st Floor Area	1,719 sqft
Upper Floors Area	740 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	340 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	161 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	022176.000
Street Address	74 HARDING AVE
City	KINGSTON
State	NY
Zip	12401-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T3N
Legal Block	3
Legal Lot Number	44.000
Jurisdiction	ULSTER NY
Township / Civil Division	KINGSTON
Census Block Group	2
Census Block	2005
Census Tract	952400

Owner

Source: Ulster County and Kingston City records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 HARDING AVE, KINGSTON, NY 12401-2144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Loan Modification, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY
Mar 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF GREENE CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2015 · Amount on Record
Deed Sale	Aug 27, 2015 · Amount on Record
Prior Sale	May 21, 1996 · Amount on Record
Deed Document Number	201511041
Deed Book / Page	5914 / 65
Record Updated	Oct 29, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Recording Date	Jul 9, 2019
Property Address	74 HARDING AVE, KINGSTON, NY 12401-2144
Book / Page	011830 / 000001
Instrument Date	Mar 5, 2019
Instrument	8514
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	216 BROADWAY/ROUTE 9W ESOPUS NY 12429, ESOPUS, NY 12429

Mortgage

Document Number	0000008514
Date	Jul 9, 2019
Book Page	011830/000001
Instrument	8514

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	515 BROADWAY, ALBANY, NY 12207-2916

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	74 HARDING AVE, KINGSTON, NY 12401-2144
Document Number	0000004512
Book / Page	011271 / 000181
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 HARDING AVE KINGSTON NY 124012144, KINGSTON, NY 12401-2144

Mortgage

Document Number	0000004512
Date	Mar 28, 2017
Book Page	011271/000181
Instrument	4512

Lender

Name	BANK OF GREENE CNTY
Type	Bank
Address	CATSKILL, NY 12414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ulster County and Kingston City assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
Municipality	Kingston City
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,161.00	$296,000 (-) Land $34,000 Building $262,000	$629,787 (+29.79%) Land $72,340 Building $557,447
2023		$296,000 Land $34,000 Building $262,000	$485,246 Land $55,738 Building $429,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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